Punjab National Bank (NSE:PNB)
India flag India · Delayed Price · Currency is INR
110.18
+1.16 (1.06%)
Jun 6, 2025, 3:29 PM IST

Punjab National Bank Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2016 - 2020
Period Ending
Mar '25 Mar '24 Mar '23 Mar '22 Mar '21 2016 - 2020
Interest Income on Loans
867,5661,090,646868,453762,418819,350
Upgrade
Interest Income on Investments
372,532----
Upgrade
Total Interest Income
1,240,0991,090,646868,453762,418819,350
Upgrade
Interest Paid on Deposits
807,038685,342518,170468,231508,046
Upgrade
Net Interest Income
433,060405,304350,283294,188311,305
Upgrade
Net Interest Income Growth (YoY)
6.85%15.71%19.07%-5.50%73.71%
Upgrade
Gain (Loss) on Sale of Assets
-66.625.8144-127.4
Upgrade
Gain (Loss) on Sale of Investments
-6,149-10,12926,69337,932
Upgrade
Other Non-Interest Income
164,470127,079132,49994,13984,544
Upgrade
Total Non-Interest Income
164,470133,294122,396120,977122,349
Upgrade
Non-Interest Income Growth (YoY)
23.39%8.90%1.17%-1.12%30.33%
Upgrade
Revenues Before Loan Losses
597,530538,599472,679415,164433,654
Upgrade
Provision for Loan Losses
11,500167,220198,629173,497206,972
Upgrade
Revenue
586,030371,379274,050241,667226,682
Upgrade
Revenue Growth (YoY)
57.80%35.52%13.40%6.61%81.14%
Upgrade
Salaries and Employee Benefits
215,487186,432149,426119,719122,967
Upgrade
Occupancy Expenses
-30,55730,26027,61227,814
Upgrade
Selling, General & Administrative
-8,1967,8387,4076,636
Upgrade
Other Non-Interest Expense
110,01862,90555,83350,17047,741
Upgrade
Total Non-Interest Expense
314,375279,807240,462202,591199,736
Upgrade
EBT Excluding Unusual Items
271,65591,57233,58839,07626,946
Upgrade
Pretax Income
271,65591,57233,58839,07626,946
Upgrade
Income Tax Expense
86,129----
Upgrade
Earnings From Continuing Operations
185,52691,57233,58839,07626,946
Upgrade
Minority Interest in Earnings
-723.2-499.5-103.3-468.5-1,326
Upgrade
Net Income
184,80391,07233,48538,60725,620
Upgrade
Net Income to Common
184,80391,07233,48538,60725,620
Upgrade
Net Income Growth
102.92%171.98%-13.27%50.69%484.33%
Upgrade
Basic Shares Outstanding
11,25511,01111,01110,9479,706
Upgrade
Diluted Shares Outstanding
11,25511,01111,01110,9479,706
Upgrade
Shares Change (YoY)
2.21%-0.59%12.78%77.73%
Upgrade
EPS (Basic)
16.428.273.043.532.64
Upgrade
EPS (Diluted)
16.428.273.043.532.64
Upgrade
EPS Growth
98.55%172.04%-13.80%33.61%229.95%
Upgrade
Dividend Per Share
2.9001.5000.6500.640-
Upgrade
Dividend Growth
93.33%130.77%1.56%--
Upgrade
Effective Tax Rate
31.70%----
Upgrade
Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.