Punjab National Bank (NSE:PNB)
India · Delayed Price · Currency is INR 112.65
+1.01 (0.90%)
Jul 31, 2026, 3:30 PM IST
Punjab National Bank Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 579,010 | 589,106 | 586,030 | 421,407 | 274,050 | 241,667 |
Revenue Growth | 10.30% | 0.53% | 39.06% | 53.77% | 13.40% | 6.61% |
Net Income Net Income Growth | 220,875 | 183,927 | 184,803 | 91,072 | 33,485 | 38,607 |
Earnings Per Share EPS Growth | 19.23 | 16.00 | 16.42 | 8.27 | 3.04 | 3.53 |
EPS Growth | 31.68% | -2.52% | 98.49% | 172.07% | -13.80% | 33.61% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Treasury Operations Treasury Operations Growth | 438,579 | 447,812 | 402,676 | 330,025 | 281,239 | 302,443 |
Corporate/Wholesale Banking Corporate/Wholesale Banking Growth | 569,674 | 567,343 | 585,980 | 519,475 | 407,327 | 308,872 |
Retail Banking - Digital Banking Retail Banking - Digital Banking Growth | 7.7 | 5.6 | 3.3 | 1.3 | 0.2 | - |
Retail Banking - Other Retail Banking Retail Banking - Other Retail Banking Growth | 445,097 | 440,144 | 383,057 | 349,733 | 270,713 | 247,837 |
Other Banking Operations Other Banking Operations Growth | 40,825 | 39,329 | 32,852 | 24,707 | 31,569 | 24,243 |
Total Total Growth | 1,494,182 | 1,494,633 | 1,404,568 | 1,223,940 | 990,849 | 883,395 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 1,632,054 | 1,067,165 | 896,053 | 696,284 | 828,502 | 515,797 |
Total Debt Total Debt Growth | 1,044,828 | 1,075,584 | 1,058,066 | 725,856 | 701,486 | 593,717 |
Net Cash (Debt) Net Cash Growth | 587,226 | -8,419 | -162,012 | -29,572 | 127,016 | -77,920 |
Net Cash Growth | 24.23% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 51.13 | -0.73 | -14.39 | -2.69 | 11.54 | -7.12 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -1,221,401 | -1,757,194 | -1,168,176 | -1,135,205 | -204,853 |
Capital Expenditures CapEx Growth | - | -16,246 | -16,014 | -11,750 | -5,524 | -5,364 |
Free Cash Flow Free Cash Flow Growth | - | -1,237,647 | -1,773,208 | -1,179,926 | -1,140,729 | -210,217 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 38.15% | 31.22% | 31.54% | 21.61% | 12.22% | 15.97% |
FCF Margin | - | -210.09% | -302.58% | -280.00% | -416.25% | -86.99% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 3.000 | 3.000 | 2.900 | 1.500 | 0.650 | 0.640 |
Dividend Per Share Growth | 3.45% | 3.45% | 93.33% | 130.77% | 1.56% | - |
Dividend Yield | 2.69% | 3.07% | 3.19% | 1.29% | 1.51% | 2.02% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 5.86 | 6.28 | 5.98 | 15.04 | 15.32 | 10.00 |
Forward PE | 6.85 | 11.05 | 11.05 | 11.05 | 10.79 | 6.38 |
PS Ratio | 2.24 | 1.96 | 1.89 | 3.25 | 1.87 | 1.60 |