Punjab National Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	1,641,220	896,053	696,284	828,502	515,797
Investment Securities	5,235,145	5,248,403	4,464,213	4,169,138	3,885,858
Total Investments	5,235,145	5,248,403	4,464,213	4,169,138	3,885,858
Gross Loans	12,379,801	10,862,731	9,417,625	8,374,590	7,337,658
Net Loans	12,379,801	10,862,731	9,417,625	8,374,590	7,337,658
Property, Plant & Equipment	156,254	127,240	121,422	118,851	104,003
Other Intangible Assets	-	3,593	2,056	1,989	2,960
Accrued Interest Receivable	-	189,841	120,617	91,072	82,298
Restricted Cash	-	611,543	617,718	744,783	826,142
Other Current Assets	-	93,726	110,619	131,719	120,301
Long-Term Deferred Tax Assets	-	211,483	229,554	239,735	257,033
Other Real Estate Owned & Foreclosed	-	246.7	264.5	264.5	502
Other Long-Term Assets	920,890	330,576	205,988	235,846	260,460
Total Assets	20,333,310	18,575,436	15,986,360	14,936,489	13,393,011
Interest Bearing Deposits	17,247,954	15,005,560	13,056,386	12,145,588	10,711,197
Non-Interest Bearing Deposits	-	764,639	735,866	757,883	831,147
Total Deposits	17,247,954	15,770,199	13,792,252	12,903,471	11,542,345
Accrued Interest Payable	-	47,402	42,813	34,511	27,827
Other Current Liabilities	-	44,305	33,613	37,189	30,817
Long-Term Debt	1,075,584	1,058,066	725,856	701,486	593,717
Other Long-Term Liabilities	503,154	317,801	282,350	226,434	217,752
Total Liabilities	18,826,692	17,237,772	14,876,885	13,903,091	12,412,457
Common Stock	22,986	22,986	22,022	22,022	22,022
Additional Paid-In Capital	-	509,297	460,385	460,385	460,385
Retained Earnings	-	372,073	281,597	246,860	228,730
Comprehensive Income & Other	1,476,736	427,023	339,863	299,538	264,682
Total Common Equity	1,499,722	1,331,380	1,103,867	1,028,805	975,819
Minority Interest	6,895	6,284	5,608	4,594	4,735
Shareholders' Equity	1,506,618	1,337,664	1,109,475	1,033,399	980,554
Total Liabilities & Equity	20,333,310	18,575,436	15,986,360	14,936,489	13,393,011
Total Debt	1,075,584	1,058,066	725,856	701,486	593,717
Net Cash (Debt)	565,636	-162,012	-29,572	127,016	-77,920
Net Cash Per Share	49.21	-14.39	-2.69	11.54	-7.12
Filing Date Shares Outstanding	11,577	11,493	11,011	11,011	11,011
Total Common Shares Outstanding	11,577	11,493	11,011	11,011	11,011
Book Value Per Share	129.54	115.84	100.25	93.43	88.62
Tangible Book Value	1,499,722	1,327,786	1,101,811	1,026,816	972,860
Tangible Book Value Per Share	129.54	115.53	100.06	93.25	88.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.