Punjab National Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 8, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	1,232,503	1,155,730	1,104,817	1,369,770	513,113	385,936
Market Cap Growth	7.78%	4.61%	-19.34%	166.95%	32.95%	0.50%
Last Close Price	107.24	100.56	93.42	119.49	44.19	32.52
PE Ratio	6.70	6.28	5.98	15.04	15.32	10.00
PS Ratio	2.09	1.96	2.21	3.25	1.87	1.60
PB Ratio	0.82	0.77	0.83	1.24	0.50	0.39
Debt / Equity Ratio	0.71	0.71	0.79	0.65	0.68	0.61
Net Debt / Equity Ratio	-0.37	-0.37	0.12	0.03	-0.12	0.08
Net Debt / FCF Ratio	0.46	0.46	-0.09	-0.02	0.11	-0.37
Return on Equity (ROE)	12.98%	12.98%	15.16%	8.55%	3.34%	4.09%
Return on Assets (ROA)	0.95%	0.95%	1.07%	0.59%	0.24%	0.30%
Earnings Yield	14.92%	15.91%	16.73%	6.65%	6.53%	10.00%
FCF Yield	-100.42%	-107.09%	-160.50%	-86.14%	-222.31%	-54.47%
Dividend Yield	2.80%	2.98%	3.10%	1.26%	1.47%	1.97%
Payout Ratio	18.08%	18.08%	8.94%	7.86%	21.05%	-
Buyback Yield / Dilution	-2.12%	-2.12%	-2.23%	-	-0.59%	-12.78%
Total Shareholder Return	0.63%	0.86%	0.87%	1.26%	0.88%	-10.82%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.