Punjab National Bank (NSE: PNB)

Punjab National Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	-	696,284	828,502	515,797	725,650	419,141
Investment Securities	-	4,464,213	4,169,138	3,885,858	4,043,690	2,537,825
Total Investments	-	4,464,213	4,169,138	3,885,858	4,043,690	2,537,825
Gross Loans	-	9,417,625	8,374,590	7,337,658	6,793,458	4,768,533
Net Loans	-	9,417,625	8,374,590	7,337,658	6,793,458	4,768,533
Property, Plant & Equipment	-	121,422	118,851	104,003	107,236	71,257
Other Intangible Assets	-	2,056	1,989	2,960	3,251	1,363
Accrued Interest Receivable	-	120,617	91,072	82,298	81,624	54,003
Restricted Cash	-	617,718	744,783	826,142	407,694	358,416
Other Current Assets	-	110,619	131,719	120,301	100,013	35,327
Long-Term Deferred Tax Assets	-	229,554	239,735	257,033	270,215	200,637
Other Real Estate Owned & Foreclosed	-	264.5	264.5	502	502.1	540.84
Other Long-Term Assets	-	205,988	235,846	260,460	263,918	67,529
Total Assets	-	15,986,360	14,936,489	13,393,011	12,797,251	8,514,572
Interest Bearing Deposits	-	13,056,386	12,145,588	10,711,197	10,372,174	6,636,979
Non-Interest Bearing Deposits	-	735,866	757,883	831,147	764,995	465,565
Total Deposits	-	13,792,252	12,903,471	11,542,345	11,137,169	7,102,544
Accrued Interest Payable	-	42,813	34,511	27,827	27,339	16,538
Other Current Liabilities	-	33,613	37,189	30,817	32,202	18,240
Long-Term Debt	-	725,856	701,486	593,717	522,981	625,124
Other Long-Term Liabilities	-	282,350	226,434	217,752	147,348	109,756
Total Liabilities	-	14,876,885	13,903,091	12,412,457	11,867,039	7,872,202
Common Stock	-	22,022	22,022	22,022	20,955	13,475
Additional Paid-In Capital	-	460,385	460,385	460,385	443,521	512,149
Retained Earnings	-	281,597	246,860	228,730	202,195	14,209
Comprehensive Income & Other	-	339,863	299,538	264,682	258,672	98,930
Total Common Equity	1,103,867	1,103,867	1,028,805	975,819	925,343	638,764
Minority Interest	-	5,608	4,594	4,735	4,868	3,607
Shareholders' Equity	1,109,475	1,109,475	1,033,399	980,554	930,211	642,371
Total Liabilities & Equity	-	15,986,360	14,936,489	13,393,011	12,797,251	8,514,572
Total Debt	725,856	725,856	701,486	593,717	522,981	625,124
Net Cash (Debt)	-29,572	-29,572	127,016	-77,920	202,669	-205,983
Net Cash Per Share	-2.68	-2.69	11.54	-7.12	20.88	-37.72
Filing Date Shares Outstanding	11,013	11,011	11,011	11,011	10,478	9,411
Total Common Shares Outstanding	11,013	11,011	11,011	11,011	10,478	6,738
Book Value Per Share	100.25	100.25	93.43	88.62	88.32	94.81
Tangible Book Value	1,101,811	1,101,811	1,026,816	972,860	922,093	637,401
Tangible Book Value Per Share	100.06	100.06	93.25	88.35	88.01	94.60

Source: S&P Capital IQ. Banks template. Financial Sources.