Punjab National Bank (NSE:PNB)

Punjab National Bank Statistics

Total Valuation

NSE:PNB has a market cap or net worth of INR 1.41 trillion.

Market Cap	1.41T
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	Jun 20, 2025

Share Statistics

NSE:PNB has 11.49 billion shares outstanding. The number of shares has increased by 4.23% in one year.

Current Share Class	11.49B
Shares Outstanding	11.49B
Shares Change (YoY)	+4.23%
Shares Change (QoQ)	-0.26%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	19.92%
Float	3.44B

Valuation Ratios

The trailing PE ratio is 8.26 and the forward PE ratio is 8.13.

PE Ratio	8.26
Forward PE	8.13
PS Ratio	2.72
PB Ratio	0.98
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.88
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.67%.

Return on Equity (ROE)	12.67%
Return on Assets (ROA)	0.94%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.03M
Profits Per Employee	1.66M
Employee Count	102,746
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:PNB has paid 24.88 billion in taxes.

Income Tax	24.88B
Effective Tax Rate	12.70%

Stock Price Statistics

The stock price has increased by +14.40% in the last 52 weeks. The beta is 0.46, so NSE:PNB's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+14.40%
50-Day Moving Average	112.58
200-Day Moving Average	104.02
Relative Strength Index (RSI)	62.56
Average Volume (20 Days)	20,515,537

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:PNB had revenue of INR 516.52 billion and earned 170.35 billion in profits. Earnings per share was 14.82.

Revenue	516.52B
Gross Profit	516.52B
Operating Income	184.60B
Pretax Income	195.98B
Net Income	170.35B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	14.82

Balance Sheet

The company has 1.48 trillion in cash and 1.09 trillion in debt, giving a net cash position of 391.03 billion or 34.02 per share.

Cash & Cash Equivalents	1.48T
Total Debt	1.09T
Net Cash	391.03B
Net Cash Per Share	34.02
Equity (Book Value)	1.43T
Book Value Per Share	123.78
Working Capital	-14,808.66B

Cash Flow

In the last 12 months, operating cash flow was -1,217.04 billion and capital expenditures -17.68 billion, giving a free cash flow of -1,234.72 billion.

Operating Cash Flow	-1,217.04B
Capital Expenditures	-17.68B
Free Cash Flow	-1,234.72B
FCF Per Share	-107.43

Margins

Gross Margin	n/a
Operating Margin	35.74%
Pretax Margin	37.94%
Profit Margin	32.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.90, which amounts to a dividend yield of 2.41%.

Dividend Per Share	2.90
Dividend Yield	2.41%
Dividend Growth (YoY)	93.33%
Years of Dividend Growth	2
Payout Ratio	19.51%
Buyback Yield	-4.23%
Shareholder Yield	-1.82%
Earnings Yield	12.11%
FCF Yield	-87.79%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 18, 2014. It was a forward split with a ratio of 5.

Last Split Date	Dec 18, 2014
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2