Punjab & Sind Bank (NSE:PSB)
India · Delayed Price · Currency is INR 20.83
-0.44 (-2.07%)
Oct 21, 2026, 3:29 PM IST
Punjab & Sind Bank Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 51,384 | 47,294 | 42,922 | 35,270 | 37,764 | 33,197 |
Revenue Growth | 11.72% | 10.19% | 21.70% | -6.60% | 13.76% | - |
Net Income Net Income Growth | 15,017 | 13,219 | 10,158 | 5,954 | 13,130 | 10,391 |
Earnings Per Share EPS Growth | 2.12 | 1.86 | 1.50 | 0.88 | 1.94 | 2.56 |
EPS Growth | 27.52% | 24.37% | 70.52% | -54.65% | -24.30% | - |
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Treasury Treasury Growth | 34,785 | 35,998 | 35,995 | 26,674 | 23,452 | 23,653 |
Corporate/Wholesale Banking Corporate/Wholesale Banking Growth | 41,592 | 41,711 | 42,247 | 39,678 | 30,715 | 31,796 |
Other Banking Operations Other Banking Operations Growth | 393.3 | 363.5 | 298.8 | 284.8 | 246.7 | 169.3 |
Retail Banking Retail Banking Growth | - | 59,521 | 51,948 | 42,518 | - | 24,933 |
Total Total Growth | 142,989 | 137,593 | 130,490 | 109,155 | 89,327 | 80,552 |
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 77,694 | 17,313 | 16,424 | 20,067 | 27,543 | 31,881 |
Total Debt Total Debt Growth | 192,299 | 163,523 | 142,295 | 97,709 | 90,184 | 24,436 |
Net Cash (Debt) Net Cash Growth | -114,605 | -146,210 | -125,871 | -77,642 | -62,641 | 7,445 |
Net Cash Growth | - | - | - | - | - | -63.74% |
Net Cash Per Share Net Cash Per Share Growth | -16.21 | -20.61 | -18.56 | -11.46 | -9.24 | 1.83 |
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -148,581 | -179,481 | -126,580 | -79,977 | -61,001 | -120,274 |
Capital Expenditures CapEx Growth | -4,346 | -2,407 | -1,674 | -2,291 | -903.1 | -1,206 |
Free Cash Flow Free Cash Flow Growth | -152,927 | -181,888 | -128,254 | -82,267 | -61,904 | -121,480 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 29.23% | 27.95% | 23.67% | 16.88% | 34.77% | 31.30% |
FCF Margin | -297.61% | -384.59% | -298.81% | -233.25% | -163.92% | -365.94% |
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 21, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.390 | 0.390 | 0.070 | 0.200 | 0.480 | 0.310 |
Dividend Per Share Growth | 457.14% | 457.14% | -65.00% | -58.33% | 54.84% | - |
Dividend Yield | 1.87% | 1.89% | 0.16% | 0.34% | 1.87% | 2.01% |
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 21, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 10.05 | 11.06 | 30.39 | 68.00 | 13.26 | 10.08 |
PS Ratio | 2.94 | 3.09 | 7.19 | 11.48 | 4.61 | 3.15 |