Punjab & Sind Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	62,455	3,417	2,528	3,328	3,948	4,289
Investment Securities	502,262	442,976	433,120	450,212	408,810	445,294
Total Investments	502,262	442,976	433,120	450,212	408,810	445,294
Gross Loans	1,174,194	1,159,117	972,999	827,364	768,194	636,266
Net Loans	1,174,194	1,159,117	972,999	827,364	768,194	636,266
Property, Plant & Equipment	19,601	18,620	17,983	17,558	15,194	15,774
Accrued Interest Receivable	-	9,046	7,959	7,998	6,761	6,218
Restricted Cash	-	59,576	85,672	70,502	59,019	58,593
Other Current Assets	-	5,117	4,893	7,013	5,415	4,604
Long-Term Deferred Tax Assets	-	11,270	12,985	16,202	18,442	21,683
Other Long-Term Assets	58,495	83,564	80,013	76,388	78,761	17,953
Total Assets	1,817,006	1,792,703	1,618,152	1,476,565	1,364,545	1,210,675
Interest Bearing Deposits	1,471,296	1,392,519	1,243,023	1,142,335	1,046,906	979,834
Non-Interest Bearing Deposits	-	65,771	54,717	51,761	49,749	41,536
Total Deposits	1,471,296	1,458,290	1,297,740	1,194,096	1,096,655	1,021,370
Accrued Interest Payable	-	10,940	11,669	10,317	8,114	6,877
Other Current Liabilities	-	3,493	17,159	2,958	4,636	4,082
Long-Term Debt	168,815	163,523	142,295	97,709	90,184	24,436
Other Long-Term Liabilities	30,563	15,132	15,741	16,151	13,871	13,804
Total Liabilities	1,670,674	1,651,379	1,484,604	1,321,231	1,213,460	1,070,570
Common Stock	70,956	70,956	70,956	67,778	67,778	67,778
Additional Paid-In Capital	-	40,193	40,186	31,320	31,320	31,320
Retained Earnings	-	11,234	3,659	37,821	35,337	24,350
Comprehensive Income & Other	75,377	18,942	18,747	18,415	16,651	16,658
Shareholders' Equity	146,333	141,324	133,548	155,334	151,085	140,106
Total Liabilities & Equity	1,817,006	1,792,703	1,618,152	1,476,565	1,364,545	1,210,675
Total Debt	168,815	163,523	142,295	97,709	90,184	24,436
Net Cash (Debt)	-106,360	-146,210	-125,871	-77,642	-62,641	7,445
Net Cash Growth	-	-	-	-	-	-63.74%
Net Cash Per Share	-15.01	-20.61	-18.56	-11.46	-9.24	1.83
Filing Date Shares Outstanding	7,053	7,096	7,096	6,778	6,778	6,778
Total Common Shares Outstanding	7,053	7,096	7,096	6,778	6,778	6,778
Book Value Per Share	20.75	19.92	18.82	22.92	22.29	20.67
Tangible Book Value	146,333	141,324	133,548	155,334	151,085	140,106
Tangible Book Value Per Share	20.75	19.92	18.82	22.92	22.29	20.67