Punjab & Sind Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 15, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	168,023	146,240	308,729	404,905	174,054	104,717
Market Cap Growth	-17.89%	-52.63%	-23.75%	132.63%	66.21%	46.81%
Last Close Price	23.67	20.66	43.48	59.42	25.13	14.81
PE Ratio	12.71	11.06	30.39	68.00	13.26	10.08
PS Ratio	3.26	2.83	7.19	11.48	4.61	3.15
PB Ratio	1.19	1.03	2.31	2.61	1.15	0.75
Debt / Equity Ratio	1.16	1.16	1.07	0.63	0.60	0.17
Net Debt / Equity Ratio	0.71	0.71	0.94	0.50	0.42	-0.05
Net Debt / FCF Ratio	-0.55	-0.55	-0.98	-0.94	-1.01	0.06
Return on Equity (ROE)	9.62%	9.62%	7.03%	3.89%	9.02%	9.29%
Return on Assets (ROA)	0.78%	0.78%	0.66%	0.42%	1.02%	0.90%
Earnings Yield	7.87%	9.04%	3.29%	1.47%	7.54%	9.92%
FCF Yield	-108.25%	-124.38%	-41.54%	-20.32%	-35.57%	-116.01%
Dividend Yield	0.29%	1.89%	0.16%	0.34%	1.91%	2.09%
Payout Ratio	3.76%	3.76%	13.34%	54.64%	16.00%	-
Buyback Yield / Dilution	-4.81%	-4.81%	-0.05%	-	-66.94%	-430.52%
Total Shareholder Return	-4.51%	-2.92%	0.11%	0.34%	-65.03%	-428.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.