Satin Creditcare Network Limited (NSE:SATIN)

Satin Creditcare Network Statistics

Total Valuation

NSE:SATIN has a market cap or net worth of INR 16.73 billion.

Market Cap	16.73B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:SATIN has 109.99 million shares outstanding. The number of shares has increased by 2.00% in one year.

Current Share Class	109.99M
Shares Outstanding	109.99M
Shares Change (YoY)	+2.00%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	1.20%
Owned by Institutions (%)	17.30%
Float	54.36M

Valuation Ratios

The trailing PE ratio is 12.46 and the forward PE ratio is 5.74.

PE Ratio	12.46
Forward PE	5.74
PS Ratio	1.47
PB Ratio	0.64
P/TBV Ratio	0.65
P/FCF Ratio	n/a
P/OCF Ratio	101.05
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 329.85, with a Debt / Equity ratio of 3.68.

Current Ratio	329.85
Quick Ratio	328.97
Debt / Equity	3.68
Debt / EBITDA	n/a
Debt / FCF	-4,207.18
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.21% and return on invested capital (ROIC) is 1.82%.

Return on Equity (ROE)	5.21%
Return on Assets (ROA)	1.12%
Return on Invested Capital (ROIC)	1.82%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.46%
Revenue Per Employee	750,464
Profits Per Employee	88,491
Employee Count	15,189
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:SATIN has paid 255.48 million in taxes.

Income Tax	255.48M
Effective Tax Rate	15.97%

Stock Price Statistics

The stock price has increased by +2.92% in the last 52 weeks. The beta is -0.20, so NSE:SATIN's price volatility has been lower than the market average.

Beta (5Y)	-0.20
52-Week Price Change	+2.92%
50-Day Moving Average	147.07
200-Day Moving Average	152.03
Relative Strength Index (RSI)	63.28
Average Volume (20 Days)	124,423

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:SATIN had revenue of INR 11.40 billion and earned 1.34 billion in profits. Earnings per share was 12.21.

Revenue	11.40B
Gross Profit	11.40B
Operating Income	2.55B
Pretax Income	1.60B
Net Income	1.34B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	12.21

Balance Sheet

The company has 26.94 billion in cash and 96.40 billion in debt, with a net cash position of -69.46 billion or -631.55 per share.

Cash & Cash Equivalents	26.94B
Total Debt	96.40B
Net Cash	-69.46B
Net Cash Per Share	-631.55
Equity (Book Value)	26.21B
Book Value Per Share	238.18
Working Capital	122.24B

Cash Flow

In the last 12 months, operating cash flow was 165.59 million and capital expenditures -188.50 million, giving a free cash flow of -22.91 million.

Operating Cash Flow	165.59M
Capital Expenditures	-188.50M
Free Cash Flow	-22.91M
FCF Per Share	-0.21

Margins

Gross margin is 100.00%, with operating and profit margins of 22.39% and 11.79%.

Gross Margin	100.00%
Operating Margin	22.39%
Pretax Margin	14.03%
Profit Margin	11.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:SATIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.00%
Shareholder Yield	-2.00%
Earnings Yield	8.03%
FCF Yield	-0.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4