Satin Creditcare Network Limited (NSE:SATIN)
India flag India · Delayed Price · Currency is INR
263.55
-6.33 (-2.35%)
Nov 13, 2026, 3:29 PM IST

Satin Creditcare Network Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
17,45115,67410,30511,9105,3795,708
Revenue Growth
53.10%52.09%-13.48%121.44%-5.78%23.29%
Operating Income
7,4536,4512,5685,85851.25339.93
Net Income
5,3253,3221,8614,35948.13206.99
Earnings Per Share
48.4230.2016.9243.270.592.72
EPS Growth
296.42%78.49%-60.90%7233.90%-78.31%-

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
27,11125,21513,89712,8912,80011,032
Total Debt
120,117109,92187,91479,09659,11257,435
Net Cash (Debt)
-93,006-84,706-74,018-66,205-56,312-46,403
Net Cash Growth
------
Net Cash Per Share
-845.65-770.14-672.96-657.15-688.13-610.23

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-24,379-9,738-5,634-20,689-9,5633,362
Capital Expenditures
-244.69-247.11-195.04-128.09-96.92-59.35
Free Cash Flow
-24,623-9,985-5,829-20,817-9,6603,302
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
42.70%41.16%24.92%49.18%0.95%5.96%
Pretax Margin
40.18%27.57%22.88%48.94%0.97%5.99%
Profit Margin
30.51%21.19%18.06%36.60%0.90%3.63%
FCF Margin
-141.10%-63.71%-56.56%-174.78%-179.61%57.85%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
5.444.638.455.30224.2236.87
Forward PE
4.504.647.041.341.341.34
P/FCF Ratio
-----2.31
PS Ratio
1.660.981.531.942.011.34