Satin Creditcare Network Limited (NSE:SATIN)
230.77
-4.82 (-2.05%)
Jun 18, 2026, 3:29 PM IST
Satin Creditcare Network Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 24,626 | 22,797 | 18,818 | 12,490 | 12,278 |
Total Interest Expense | 10,983 | 10,269 | 8,972 | 6,129 | 6,288 |
Net Interest Income | 13,642 | 12,527 | 9,845 | 6,361 | 5,990 |
Commissions and Fees | 281.54 | 370.65 | 653.68 | 767.44 | 812.68 |
Gain (Loss) on Sale of Investments | - | - | 121.55 | 37.66 | 26.48 |
Other Revenue | 6,702 | 2,619 | 2,798 | 2,212 | 686.53 |
Revenue Before Loan Losses | 20,626 | 15,517 | 13,418 | 9,378 | 7,516 |
Provision for Loan Losses | 4,949 | 5,204 | 1,508 | 4,000 | 1,807 |
| 15,676 | 10,312 | 11,910 | 5,379 | 5,708 | |
Revenue Growth (YoY) | 52.02% | -13.42% | 121.44% | -5.78% | 23.29% |
Salaries & Employee Benefits | 6,864 | 5,755 | 4,479 | 3,876 | 3,931 |
Cost of Services Provided | - | - | 173.1 | 246.04 | 176.69 |
Other Operating Expenses | 2,058 | 1,710 | 1,174 | 1,021 | 1,100 |
Total Operating Expenses | 9,225 | 7,738 | 6,053 | 5,327 | 5,368 |
Operating Income | 6,451 | 2,574 | 5,858 | 51.25 | 339.93 |
Currency Exchange Gain (Loss) | -2,131 | -216.68 | - | - | - |
EBT Excluding Unusual Items | 4,321 | 2,358 | 5,832 | 51.25 | 346.93 |
Other Unusual Items | - | - | 1.56 | 0.76 | 0.78 |
Pretax Income | 4,321 | 2,358 | 5,829 | 52.41 | 341.79 |
Income Tax Expense | 998.44 | 496.42 | 1,469 | 4.28 | 134.8 |
Earnings From Continuing Ops. | 3,322 | 1,861 | 4,359 | 48.13 | 206.99 |
Minority Interest in Earnings | -0.23 | - | - | - | - |
Net Income | 3,322 | 1,861 | 4,359 | 48.13 | 206.99 |
Net Income to Common | 3,322 | 1,861 | 4,359 | 48.13 | 206.99 |
Net Income Growth | 78.47% | -57.30% | 8957.32% | -76.75% | - |
Shares Outstanding (Basic) | 110 | 110 | 98 | 78 | 70 |
Shares Outstanding (Diluted) | 110 | 110 | 101 | 82 | 76 |
Shares Change (YoY) | -0.01% | 9.19% | 23.11% | 7.62% | 22.66% |
EPS (Basic) | 30.20 | 16.92 | 44.34 | 0.62 | 2.96 |
EPS (Diluted) | 30.20 | 16.92 | 43.27 | 0.59 | 2.72 |
EPS Growth | 78.49% | -60.90% | 7233.90% | -78.31% | - |
Free Cash Flow | -9,985 | -5,829 | -20,817 | -9,660 | 3,302 |
Free Cash Flow Per Share | -90.78 | -52.99 | -206.63 | -118.05 | 43.43 |
Operating Margin | 41.15% | 24.96% | 49.18% | 0.95% | 5.96% |
Profit Margin | 21.19% | 18.05% | 36.60% | 0.90% | 3.63% |
Free Cash Flow Margin | -63.70% | -56.53% | -174.78% | -179.61% | 57.85% |
Effective Tax Rate | 23.11% | 21.05% | 25.21% | 8.16% | 39.44% |
Revenue as Reported | 31,609 | 25,786 | 22,405 | 15,509 | 13,811 |