Satin Creditcare Network Limited (NSE:SATIN)

Satin Creditcare Network Statistics

Total Valuation

NSE:SATIN has a market cap or net worth of INR 24.40 billion.

Market Cap	24.40B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, May 11, 2026.

Earnings Date	May 11, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:SATIN has 109.99 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	109.99M
Shares Outstanding	109.99M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	1.20%
Owned by Institutions (%)	16.98%
Float	54.36M

Valuation Ratios

The trailing PE ratio is 7.35 and the forward PE ratio is 5.67.

PE Ratio	7.35
Forward PE	5.67
PS Ratio	1.56
PB Ratio	0.85
P/TBV Ratio	0.87
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 353.47, with a Debt / Equity ratio of 3.83.

Current Ratio	353.47
Quick Ratio	350.82
Debt / Equity	3.83
Debt / EBITDA	n/a
Debt / FCF	-11.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.28% and return on invested capital (ROIC) is 3.80%.

Return on Equity (ROE)	12.28%
Return on Assets (ROA)	2.56%
Return on Invested Capital (ROIC)	3.80%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.96%
Revenue Per Employee	1.03M
Profits Per Employee	218,702
Employee Count	15,189
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:SATIN has paid 998.44 million in taxes.

Income Tax	998.44M
Effective Tax Rate	23.11%

Stock Price Statistics

The stock price has increased by +39.16% in the last 52 weeks. The beta is 0.19, so NSE:SATIN's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+39.16%
50-Day Moving Average	177.05
200-Day Moving Average	155.39
Relative Strength Index (RSI)	67.61
Average Volume (20 Days)	2,302,713

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:SATIN had revenue of INR 15.68 billion and earned 3.32 billion in profits. Earnings per share was 30.20.

Revenue	15.68B
Gross Profit	15.68B
Operating Income	6.45B
Pretax Income	4.32B
Net Income	3.32B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.20

Balance Sheet

The company has 25.21 billion in cash and 109.92 billion in debt, with a net cash position of -84.71 billion or -770.14 per share.

Cash & Cash Equivalents	25.21B
Total Debt	109.92B
Net Cash	-84.71B
Net Cash Per Share	-770.14
Equity (Book Value)	28.68B
Book Value Per Share	260.32
Working Capital	139.93B

Cash Flow

In the last 12 months, operating cash flow was -9.74 billion and capital expenditures -247.11 million, giving a free cash flow of -9.99 billion.

Operating Cash Flow	-9.74B
Capital Expenditures	-247.11M
Depreciation & Amortization	302.92M
Net Borrowing	18.73B
Free Cash Flow	-9.99B
FCF Per Share	-90.78

Margins

Gross margin is 100.00%, with operating and profit margins of 41.15% and 21.19%.

Gross Margin	100.00%
Operating Margin	41.15%
Pretax Margin	27.56%
Profit Margin	21.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:SATIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.01%
Shareholder Yield	0.01%
Earnings Yield	13.61%
FCF Yield	-40.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4