Satin Creditcare Network Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	3,322	1,861	4,359	48.13	206.99
Depreciation & Amortization	302.92	272.69	219.35	176.44	149.35
Other Amortization	-	-	7.27	7.5	8.05
Gain on Sale of Loans & Receivables	-3,655	-2,333	-2,729	-2,076	-516.55
Loss (Gain) From Sale of Investments	2,144	5,015	-78.38	-141.55	-142.34
Asset Writedown & Restructuring Costs	1.29	0.87	4.22	-0.39	5.92
Provision for Credit Losses	-	-	1,508	4,000	1,807
Stock-Based Compensation	24.98	4.47	-	-	-3.89
Change in Accounts Payable	35.63	137.02	12.34	-91.12	-39.29
Change in Other Net Operating Assets	-15,629	-11,053	-25,656	-11,344	1,620
Other Operating Activities	3,716	461.1	1,664	-141.96	266.53
Operating Cash Flow	-9,738	-5,634	-20,689	-9,563	3,362
Capital Expenditures	-247.11	-195.04	-128.09	-96.92	-59.35
Sale of Property, Plant & Equipment	6.21	9.12	7.06	7.23	4.44
Sale (Purchase) of Intangibles	-39.86	-3.44	-2.62	-2.45	-
Investment in Securities	-948.5	-265.79	-118.38	-636.86	-453.38
Other Investing Activities	-	1.25	-	0.02	0.32
Investing Cash Flow	-1,229	-453.89	-242.03	-728.98	-507.98
Long-Term Debt Issued	81,699	54,476	70,673	45,298	34,955
Total Debt Issued	81,699	54,476	70,673	45,298	34,955
Long-Term Debt Repaid	-62,968	-45,338	-51,387	-42,021	-40,424
Net Debt Issued (Repaid)	18,731	9,138	19,286	3,277	-5,470
Issuance of Common Stock	-	-	3,308	621.88	1,045
Other Financing Activities	2	-	-	-	-
Financing Cash Flow	18,733	9,138	22,594	3,899	-4,424
Net Cash Flow	7,768	3,050	1,663	-6,394	-1,571
Free Cash Flow	-9,985	-5,829	-20,817	-9,660	3,302
Free Cash Flow Margin	-63.70%	-56.53%	-174.78%	-179.61%	57.85%
Free Cash Flow Per Share	-90.78	-52.99	-206.63	-118.05	43.43
Cash Income Tax Paid	241.14	799.7	354.33	376.54	401.67