Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India
· Delayed Price · Currency is INR 24.25
+0.18 (0.75%)
May 16, 2025, 3:30 PM IST
NSE:UTKARSHBNK Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2017 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2017 - 2020 |
| Interest Income on Loans | 33,370 | 31,784 | 25,050 | 18,488 | 15,810 | Upgrade
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| Interest Income on Investments | 4,280 | - | - | - | - | Upgrade
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| Total Interest Income | 37,649 | 31,784 | 25,050 | 18,488 | 15,810 | Upgrade
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| Interest Paid on Deposits | 17,421 | 12,926 | 9,759 | 7,880 | 7,417 | Upgrade
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| Net Interest Income | 20,229 | 18,858 | 15,290 | 10,609 | 8,392 | Upgrade
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| Net Interest Income Growth (YoY) | 7.27% | 23.33% | 44.13% | 26.41% | 15.25% | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | 0.44 | 0.63 | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | 0.5 | -28.36 | -41.39 | Upgrade
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| Other Non-Interest Income | 5,998 | 4,004 | 2,992 | 1,876 | 1,290 | Upgrade
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| Total Non-Interest Income | 5,998 | 4,004 | 2,993 | 1,848 | 1,248 | Upgrade
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| Non-Interest Income Growth (YoY) | 49.81% | 33.78% | 61.93% | 48.05% | 26.68% | Upgrade
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| Revenues Before Loan Losses | 26,227 | 22,862 | 18,283 | 12,457 | 9,641 | Upgrade
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| Provision for Loan Losses | 9,793 | 3,417 | 3,008 | 4,732 | 2,676 | Upgrade
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| Revenue | 16,434 | 19,445 | 15,276 | 7,725 | 6,965 | Upgrade
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| Revenue Growth (YoY) | -15.48% | 27.29% | 97.74% | 10.91% | -4.18% | Upgrade
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| Salaries and Employee Benefits | 8,206 | 7,370 | 5,701 | 4,298 | 3,262 | Upgrade
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| Occupancy Expenses | - | 1,570 | 1,364 | 999.26 | 743.66 | Upgrade
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| Selling, General & Administrative | 250.19 | 894.02 | 730.87 | 524.04 | 347.84 | Upgrade
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| Other Non-Interest Expense | 7,702 | 3,056 | 2,104 | 1,516 | 1,097 | Upgrade
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| Total Non-Interest Expense | 16,158 | 12,889 | 9,900 | 7,337 | 5,451 | Upgrade
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| EBT Excluding Unusual Items | 276.47 | 6,555 | 5,376 | 387.52 | 1,514 | Upgrade
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| Other Unusual Items | - | 38.4 | -17.4 | 409.6 | - | Upgrade
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| Pretax Income | 276.47 | 6,594 | 5,358 | 797.12 | 1,514 | Upgrade
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| Income Tax Expense | 39.47 | 1,618 | 1,313 | 182.5 | 396.2 | Upgrade
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| Net Income | 237.01 | 4,976 | 4,045 | 614.62 | 1,118 | Upgrade
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| Net Income to Common | 237.01 | 4,976 | 4,045 | 614.62 | 1,118 | Upgrade
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| Net Income Growth | -95.24% | 23.02% | 558.14% | -45.03% | -40.12% | Upgrade
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| Basic Shares Outstanding | 1,077 | 1,038 | 896 | 878 | 765 | Upgrade
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| Diluted Shares Outstanding | 1,077 | 1,048 | 898 | 880 | 765 | Upgrade
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| Shares Change (YoY) | 2.78% | 16.75% | 2.00% | 15.04% | 2.16% | Upgrade
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| EPS (Basic) | 0.22 | 4.79 | 4.52 | 0.70 | 1.46 | Upgrade
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| EPS (Diluted) | 0.22 | 4.75 | 4.51 | 0.70 | 1.46 | Upgrade
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| EPS Growth | -95.37% | 5.32% | 544.35% | -52.06% | -41.37% | Upgrade
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| Dividend Per Share | - | 0.500 | - | - | - | Upgrade
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| Effective Tax Rate | 14.27% | 24.53% | 24.51% | 22.89% | 26.16% | Upgrade
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Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.