Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India · Delayed Price · Currency is INR 21.31
-0.13 (-0.61%)
Sep 5, 2025, 3:30 PM IST
NSE:UTKARSHBNK Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2018 - 2021 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2018 - 2021 |
Interest Income on Loans | 36,544 | 37,649 | 31,784 | 25,050 | 18,488 | 15,810 | Upgrade |
Interest Paid on Deposits | 18,284 | 17,421 | 12,926 | 9,759 | 7,880 | 7,417 | Upgrade |
Net Interest Income | 18,515 | 20,229 | 18,858 | 15,290 | 10,609 | 8,392 | Upgrade |
Net Interest Income Growth (YoY) | -9.10% | 7.27% | 23.33% | 44.13% | 26.41% | 15.25% | Upgrade |
Gain (Loss) on Sale of Assets | 2.4 | 2.4 | -0.58 | 0.44 | 0.63 | - | Upgrade |
Gain (Loss) on Sale of Investments | 96.82 | 96.82 | - | 0.5 | -28.36 | -41.39 | Upgrade |
Other Non-Interest Income | 6,230 | 5,899 | 4,004 | 2,992 | 1,876 | 1,290 | Upgrade |
Total Non-Interest Income | 6,329 | 5,998 | 4,003 | 2,993 | 1,848 | 1,248 | Upgrade |
Non-Interest Income Growth (YoY) | 53.22% | 49.83% | 33.76% | 61.93% | 48.05% | 26.68% | Upgrade |
Revenues Before Loan Losses | 24,844 | 26,227 | 22,861 | 18,283 | 12,457 | 9,641 | Upgrade |
Provision for Loan Losses | 12,613 | 9,758 | 3,417 | 3,008 | 4,732 | 2,676 | Upgrade |
| 12,232 | 16,469 | 19,444 | 15,276 | 7,725 | 6,965 | Upgrade | |
Revenue Growth (YoY) | -40.62% | -15.30% | 27.29% | 97.74% | 10.91% | -4.18% | Upgrade |
Salaries and Employee Benefits | 8,435 | 8,206 | 7,334 | 5,701 | 4,298 | 3,262 | Upgrade |
Occupancy Expenses | 1,851 | 1,851 | 1,570 | 1,364 | 999.26 | 743.66 | Upgrade |
Selling, General & Administrative | 1,253 | 1,253 | 929.57 | 730.87 | 524.04 | 347.84 | Upgrade |
Other Non-Interest Expense | 5,432 | 4,848 | 3,055 | 2,104 | 1,516 | 1,097 | Upgrade |
Total Non-Interest Expense | 16,972 | 16,158 | 12,889 | 9,900 | 7,337 | 5,451 | Upgrade |
EBT Excluding Unusual Items | -4,740 | 311.11 | 6,555 | 5,376 | 387.52 | 1,514 | Upgrade |
Other Unusual Items | -34.6 | -34.6 | 38.4 | -17.4 | 409.6 | - | Upgrade |
Pretax Income | -4,775 | 276.51 | 6,594 | 5,358 | 797.12 | 1,514 | Upgrade |
Income Tax Expense | -1,243 | 39.5 | 1,618 | 1,313 | 182.5 | 396.2 | Upgrade |
Net Income | -3,532 | 237.01 | 4,976 | 4,045 | 614.62 | 1,118 | Upgrade |
Net Income to Common | -3,532 | 237.01 | 4,976 | 4,045 | 614.62 | 1,118 | Upgrade |
Net Income Growth | - | -95.24% | 23.02% | 558.14% | -45.03% | -40.12% | Upgrade |
Basic Shares Outstanding | 1,102 | 1,101 | 1,038 | 896 | 878 | 765 | Upgrade |
Diluted Shares Outstanding | 1,102 | 1,101 | 1,048 | 898 | 880 | 765 | Upgrade |
Shares Change (YoY) | 0.07% | 5.03% | 16.75% | 2.00% | 15.04% | 2.16% | Upgrade |
EPS (Basic) | -3.20 | 0.22 | 4.79 | 4.52 | 0.70 | 1.46 | Upgrade |
EPS (Diluted) | -3.20 | 0.22 | 4.75 | 4.51 | 0.70 | 1.46 | Upgrade |
EPS Growth | - | -95.47% | 5.32% | 544.35% | -52.06% | -41.37% | Upgrade |
Dividend Per Share | - | - | 0.500 | - | - | - | Upgrade |
Effective Tax Rate | - | 14.29% | 24.53% | 24.51% | 22.89% | 26.16% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.