Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India · Delayed Price · Currency is INR 14.69
+0.38 (2.66%)
Jul 31, 2026, 3:30 PM IST
NSE:UTKARSHBNK Balance Sheet
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Assets
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Equivalents | - | 7,281 | 8,776 | 18,596 | 14,716 | 1,570 |
Investment Securities | - | 63,865 | 48,077 | 35,637 | 27,443 | 21,951 |
Total Investments | - | 63,865 | 48,077 | 35,637 | 27,443 | 21,951 |
Gross Loans | - | 180,696 | 187,165 | 163,648 | 130,688 | 102,281 |
Net Loans | - | 180,696 | 187,165 | 163,648 | 130,688 | 102,281 |
Property, Plant & Equipment | - | 4,578 | 3,869 | 3,116 | 3,033 | 2,865 |
Accrued Interest Receivable | - | 2,747 | 1,989 | 1,649 | 1,249 | 931.85 |
Restricted Cash | - | 15,931 | 25,590 | 11,679 | 10,447 | 17,146 |
Other Current Assets | - | 30.66 | 588.63 | 83.48 | - | - |
Long-Term Deferred Tax Assets | - | 4,732 | 1,173 | 1,051 | 870.95 | 926.63 |
Other Long-Term Assets | - | 8,830 | 4,047 | 3,568 | 2,725 | 2,965 |
Total Assets | - | 288,691 | 281,274 | 239,027 | 191,173 | 150,638 |
Liabilities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Bearing Deposits | - | 208,578 | 209,214 | 169,157 | 133,261 | 97,117 |
Non-Interest Bearing Deposits | - | 7,962 | 6,443 | 5,569 | 3,840 | 3,625 |
Total Deposits | - | 216,540 | 215,657 | 174,726 | 137,101 | 100,742 |
Short-Term Borrowings | - | 5,111 | - | - | - | - |
Current Portion of Leases | - | - | 14 | 13.7 | 47.2 | 41.2 |
Accrued Interest Payable | - | 10,325 | 7,362 | 5,996 | 4,079 | 3,822 |
Other Current Liabilities | - | 1,387 | 1,297 | 1,840 | 1,472 | 436.45 |
Long-Term Debt | - | 23,184 | 23,488 | 19,893 | 23,400 | 25,603 |
Long-Term Leases | - | - | 46.02 | 43.99 | 47.65 | 75.05 |
Other Long-Term Liabilities | - | 4,389 | 3,666 | 6,783 | 5,023 | 4,195 |
Total Liabilities | - | 260,935 | 251,529 | 209,295 | 171,170 | 134,915 |
Shareholders' Equity
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Common Stock | - | 17,795 | 11,016 | 10,995 | 8,959 | 8,955 |
Additional Paid-In Capital | - | 8,208 | 5,609 | 5,543 | 2,861 | 2,852 |
Retained Earnings | - | 768.29 | 12,508 | 12,888 | 7,912 | 3,762 |
Comprehensive Income & Other | - | 984.16 | 611.28 | 306.18 | 270.63 | 153.83 |
Shareholders' Equity | 27,756 | 27,756 | 29,745 | 29,732 | 20,003 | 15,723 |
Total Liabilities & Equity | - | 288,691 | 281,274 | 239,027 | 191,173 | 150,638 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Total Debt | 28,294 | 28,294 | 23,548 | 19,951 | 23,495 | 25,719 |
Net Cash (Debt) | -21,013 | -21,013 | -14,772 | -1,355 | -8,778 | -24,149 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -13.60 | -15.29 | -13.42 | -1.29 | -9.78 | -27.44 |
Filing Date Shares Outstanding | 1,785 | 1,780 | 1,102 | 1,099 | 895.9 | 895.52 |
Total Common Shares Outstanding | 1,785 | 1,780 | 1,102 | 1,099 | 895.9 | 895.52 |
Book Value Per Share | 15.60 | 15.60 | 27.00 | 27.04 | 22.33 | 17.56 |
Tangible Book Value | 27,756 | 27,756 | 29,745 | 29,732 | 20,003 | 15,723 |
Tangible Book Value Per Share | 15.60 | 15.60 | 27.00 | 27.04 | 22.33 | 17.56 |