NSE:UTKARSHBNK Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	-11,510	237.01	4,976	4,045	614.62
Depreciation & Amortization	773.3	765.69	652.67	586.55	408.84
Gain (Loss) on Sale of Assets	1.89	-2.4	0.58	-	-0.63
Gain (Loss) on Sale of Investments	890.6	435.3	198.15	162.8	21.38
Provision for Credit Losses	10,049	8,099	3,421	2,988	4,201
Change in Other Net Operating Assets	10,170	-41,981	-37,940	-29,187	-17,424
Other Operating Activities	-3,594	21.31	943.27	776.55	-195.34
Operating Cash Flow	6,924	-32,175	-27,712	-20,628	-12,375
Capital Expenditures	-1,495	-1,590	-704.13	-758.47	-1,467
Sale of Property, Plant and Equipment	71.38	12.77	2.32	4.02	4.9
Investment in Securities	-31,663	-6,192	-5,496	-6,177	-5,925
Investing Cash Flow	-33,086	-7,769	-6,198	-6,932	-7,387
Long-Term Debt Issued	335,344	14,607	5,460	-	-
Total Debt Issued	335,344	14,607	5,460	-	-
Long-Term Debt Repaid	-330,598	-11,010	-9,004	-2,225	-352.86
Total Debt Repaid	-330,598	-11,010	-9,004	-2,225	-352.86
Net Debt Issued (Repaid)	4,747	3,597	-3,544	-2,225	-352.86
Issuance of Common Stock	9,491	57.92	5,136	13.27	1,466
Common Dividends Paid	-	-550.23	-	-	-
Net Increase (Decrease) in Deposit Accounts	882.81	40,931	37,625	36,360	25,666
Other Financing Activities	-112.6	-	-195.42	-141.34	-
Financing Cash Flow	15,008	44,036	39,021	34,007	26,780
Net Cash Flow	-11,154	4,092	5,111	6,447	7,018
Free Cash Flow	5,429	-33,765	-28,416	-21,387	-13,841
Free Cash Flow Margin	157.49%	-205.02%	-146.14%	-140.00%	-179.17%
Free Cash Flow Per Share	3.95	-30.67	-27.11	-23.82	-15.72
Cash Income Tax Paid	-	-1,108	635.94	707.1	543.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.