NSE:UTKARSHBNK Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	-	8,776	18,596	14,716	1,570	9,576
Investment Securities	-	48,077	35,637	27,443	21,951	16,661
Total Investments	-	48,077	35,637	27,443	21,951	16,661
Gross Loans	-	187,165	163,648	130,688	102,281	82,169
Net Loans	-	187,165	163,648	130,688	102,281	82,169
Property, Plant & Equipment	-	3,869	3,116	3,033	2,865	1,812
Accrued Interest Receivable	-	1,989	1,649	1,249	931.85	743.58
Restricted Cash	-	25,590	11,679	10,447	17,146	2,122
Other Current Assets	-	588.63	83.48	-	-	325.08
Long-Term Deferred Tax Assets	-	1,173	1,051	870.95	926.63	579.71
Other Long-Term Assets	-	4,047	3,568	2,725	2,965	7,392
Total Assets	-	281,274	239,027	191,173	150,638	121,379
Interest Bearing Deposits	-	209,214	169,157	133,261	97,117	73,478
Non-Interest Bearing Deposits	-	6,443	5,569	3,840	3,625	1,598
Total Deposits	-	215,657	174,726	137,101	100,742	75,076
Current Portion of Leases	-	14	13.7	47.2	41.2	37.4
Accrued Interest Payable	-	7,362	5,996	4,079	3,822	2,882
Other Current Liabilities	-	1,297	1,840	1,472	436.45	387.41
Long-Term Debt	-	23,487	19,893	23,400	25,603	25,931
Long-Term Leases	-	46.62	43.99	47.65	75.05	109.56
Other Long-Term Liabilities	-	3,666	6,783	5,023	4,195	3,272
Total Liabilities	-	251,529	209,295	171,170	134,915	107,696
Common Stock	-	11,016	10,995	8,959	8,955	8,483
Additional Paid-In Capital	-	5,609	5,543	2,861	2,852	1,858
Retained Earnings	-	12,508	12,888	7,912	3,762	3,255
Comprehensive Income & Other	-	611.28	306.18	270.63	153.83	87.89
Shareholders' Equity	23,939	29,745	29,732	20,003	15,723	13,684
Total Liabilities & Equity	-	281,274	239,027	191,173	150,638	121,379
Total Debt	19,579	23,548	19,951	23,495	25,719	26,078
Net Cash (Debt)	18,748	-14,772	-1,355	-8,778	-24,149	-16,502
Net Cash Per Share	15.44	-13.42	-1.29	-9.78	-27.44	-21.57
Filing Date Shares Outstanding	1,524	1,102	1,099	895.9	895.52	848.33
Total Common Shares Outstanding	1,524	1,102	1,099	895.9	895.52	848.33
Book Value Per Share	21.71	27.00	27.04	22.33	17.56	16.13
Tangible Book Value	23,939	29,745	29,732	20,003	15,723	13,684
Tangible Book Value Per Share	21.71	27.00	27.04	22.33	17.56	16.13

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.