NSE:UTKARSHBNK Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2017 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2017 - 2020
Net Income	-7,530	237.01	4,976	4,045	614.62	1,118	Upgrade
Depreciation & Amortization	790.73	765.69	652.67	586.55	408.84	295.77	Upgrade
Gain (Loss) on Sale of Assets	-4.15	-2.4	0.58	-	-0.63	0.21	Upgrade
Gain (Loss) on Sale of Investments	525.49	435.3	198.15	162.8	21.38	148.38	Upgrade
Provision for Credit Losses	13,228	8,099	3,421	2,988	4,201	2,668	Upgrade
Change in Other Net Operating Assets	-155.44	-41,981	-37,940	-29,187	-17,424	-27,228	Upgrade
Other Operating Activities	-1,913	21.31	943.27	776.55	-195.34	-561.19	Upgrade
Operating Cash Flow	5,154	-32,175	-27,712	-20,628	-12,375	-23,558	Upgrade
Capital Expenditures	-1,922	-1,590	-704.13	-758.47	-1,467	-793.69	Upgrade
Sale of Property, Plant and Equipment	113.42	12.77	2.32	4.02	4.9	0.17	Upgrade
Investment in Securities	-16,583	-6,192	-5,496	-6,177	-5,925	-4,531	Upgrade
Investing Cash Flow	-18,392	-7,769	-6,198	-6,932	-7,387	-5,324	Upgrade
Long-Term Debt Issued	-	14,607	5,460	-	-	-	Upgrade
Total Debt Issued	14,582	14,607	5,460	-	-	-	Upgrade
Long-Term Debt Repaid	-	-11,010	-9,004	-2,225	-352.86	-653.64	Upgrade
Total Debt Repaid	-14,979	-11,010	-9,004	-2,225	-352.86	-653.64	Upgrade
Net Debt Issued (Repaid)	-396.29	3,597	-3,544	-2,225	-352.86	-653.64	Upgrade
Issuance of Common Stock	1.23	57.92	5,136	13.27	1,466	2,370	Upgrade
Common Dividends Paid	-	-550.23	-	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	19,507	40,931	37,625	36,360	25,666	22,724	Upgrade
Other Financing Activities	-	-	-195.42	-141.34	-	-	Upgrade
Financing Cash Flow	19,112	44,036	39,021	34,007	26,780	24,440	Upgrade
Net Cash Flow	5,875	4,092	5,111	6,447	7,018	-4,442	Upgrade
Free Cash Flow	3,232	-33,765	-28,416	-21,387	-13,841	-24,352	Upgrade
Free Cash Flow Margin	42.71%	-205.02%	-146.14%	-140.00%	-179.17%	-349.64%	Upgrade
Free Cash Flow Per Share	2.93	-30.67	-27.11	-23.82	-15.72	-31.83	Upgrade
Cash Income Tax Paid	-	-1,108	635.94	707.1	543.77	963.01	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.