Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India flag India · Delayed Price · Currency is INR
13.57
-0.16 (-1.17%)
At close: Jan 23, 2026

NSE:UTKARSHBNK Statistics

Total Valuation

NSE:UTKARSHBNK has a market cap or net worth of INR 24.15 billion.

Market Cap24.15B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date Jan 23, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:UTKARSHBNK has 1.78 billion shares outstanding. The number of shares has decreased by -0.49% in one year.

Current Share Class 1.78B
Shares Outstanding 1.78B
Shares Change (YoY) -0.49%
Shares Change (QoQ) -0.08%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 1.78%
Float 985.55M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 3.19
PB Ratio 1.01
P/TBV Ratio 1.01
P/FCF Ratio 7.47
P/OCF Ratio 4.68
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 6.06
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -27.29%.

Return on Equity (ROE) -27.29%
Return on Assets (ROA) -2.81%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.17%
Revenue Per Employee 382,686
Profits Per Employee -380,723
Employee Count19,779
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -2.57B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -54.20% in the last 52 weeks. The beta is 0.27, so NSE:UTKARSHBNK's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change -54.20%
50-Day Moving Average 15.27
200-Day Moving Average 20.58
Relative Strength Index (RSI) 35.28
Average Volume (20 Days) 8,204,559

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:UTKARSHBNK had revenue of INR 7.57 billion and -7.53 billion in losses. Loss per share was -6.83.

Revenue7.57B
Gross Profit 7.57B
Operating Income -10.07B
Pretax Income -10.11B
Net Income -7.53B
EBITDA n/a
EBIT n/a
Loss Per Share -6.83
Full Income Statement

Balance Sheet

The company has 38.33 billion in cash and 19.58 billion in debt, with a net cash position of 18.75 billion or 10.54 per share.

Cash & Cash Equivalents 38.33B
Total Debt 19.58B
Net Cash 18.75B
Net Cash Per Share 10.54
Equity (Book Value) 23.94B
Book Value Per Share 21.71
Working Capital -176.14B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.15 billion and capital expenditures -1.92 billion, giving a free cash flow of 3.23 billion.

Operating Cash Flow 5.15B
Capital Expenditures -1.92B
Free Cash Flow 3.23B
FCF Per Share 1.82
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -133.05%
Pretax Margin -133.50%
Profit Margin -99.49%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 42.71%

Dividends & Yields

NSE:UTKARSHBNK does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.49%
Shareholder Yield 0.49%
Earnings Yield -31.18%
FCF Yield 13.39%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2