Norway · Delayed Price · Currency is NOK B2 Impact ASA Earnings Call Transcripts
Fiscal Year 2026
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Q1 delivered strong EPS and EBIT growth, reduced costs, and robust unsecured collections, with investments and liquidity supporting continued outperformance. Automation and AI drive efficiency, while capital allocation favors high-return unsecured portfolios.
Fiscal Year 2025
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Q4 saw robust EPS and cash collection growth, with strong cost discipline and automation driving profitability. New 2026-2028 targets include at least 30% EPS growth, over NOK 10 billion in investments, and NOK 9 per share in dividends.
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Q3 saw 74% EPS growth year-over-year, 40% higher cash collections, and retail sales of NOK 622 million, with EPS tracking above guidance. Investments and cost scalability support further growth, and a new bond issue reduced annual interest costs by NOK 40 million.
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Q2 2025 saw strong growth in collections, earnings, and efficiency, with EPS and investment targets raised for the year. Leverage remains low, real sales and portfolio revaluations are robust, and the outlook is positive with increased dividends and continued market opportunities.
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Q1 saw a 41% year-over-year EPS increase, strong unsecured collection growth, and reduced costs, with high investment activity and a successful EUR 200 million bond issue. The company is on track to exceed 2025 targets, supported by a conservative ERC and robust liquidity.
Fiscal Year 2024
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Strong unsecured collection growth, reduced costs, and lower interest expenses drove a 24% EPS increase and a proposed NOK 1.50 dividend. Strategic focus on unsecured assets and operational efficiency positions the company for continued growth and stable returns.
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Q3 saw strong unsecured collections, reduced costs, and a major refinancing that lowered debt expenses. Investment targets for 2024 are maintained, with a robust pipeline and no need for new debt. Dividend capacity and operational scalability have both improved.
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Q2 saw strong collection performance, boosted by a profitable Polish portfolio sale and stable costs. Investments are set to ramp up, with a focus on unsecured assets and higher dividends expected in 2024, all while maintaining low leverage and improved funding terms.