Høland og Setskog Sparebank (OSL:HSPG)
Norway · Delayed Price · Currency is NOK 145.30
0.00 (0.00%)
Aug 3, 2026, 3:12 PM CET
OSL:HSPG Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 134.04 | - | - | - | - | - |
Net Interest Income Growth | 3.83% | - | - | - | - | - |
Non-Interest Income | 43.84 | 62.71 | 64.12 | 55.32 | 51.78 | 47.28 |
Non-Interest Income Growth | -14.94% | -2.19% | 15.90% | 6.83% | 9.52% | - |
Revenues Before Loan Losses | 177.88 | 62.71 | 64.12 | 55.32 | 51.78 | 47.28 |
Provision for Credit Losses | 32.16 | 32.82 | 32.52 | 32.49 | 34.39 | 21.21 |
| 145.72 | 29.89 | 31.6 | 22.83 | 17.4 | 26.07 | |
Revenue Growth | -1.61% | -5.40% | 38.41% | 31.21% | -33.26% | -72.18% |
Compensation Expenses | 49.67 | 49.05 | 46.39 | 40.68 | 40.68 | 38.76 |
Selling, General & Admin | 36.06 | 45.94 | 41.58 | 48.01 | 43.81 | 37.38 |
Other Non-Interest Expenses | 11.95 | 10.17 | 6.56 | 6.81 | 5.02 | 5.49 |
Total Non-Interest Expense | 111.69 | 105.16 | 94.54 | 95.51 | 89.5 | 81.63 |
Pretax Income | 50.27 | 57.69 | 69.8 | 65.76 | 57.99 | 66.98 |
Provision for Income Taxes | 1.86 | 10.26 | 14.77 | 14.96 | 11.19 | 14 |
Net Income | 48.41 | 47.44 | 55.02 | 50.8 | 46.8 | 52.98 |
Net Income to Common | 41.81 | 47.44 | 55.02 | 50.8 | 46.8 | 52.98 |
Net Income Growth | -22.71% | -13.79% | 8.30% | 8.56% | -11.67% | -0.17% |
Shares Outstanding (Basic) | 1 | 1 | 1 | 1 | 1 | 1 |
Shares Outstanding (Diluted) | 1 | 1 | 1 | 1 | 1 | 1 |
Shares Change | -88.34% | - | - | - | - | - |
EPS (Basic) | 60.78 | 6.83 | 9.60 | 10.00 | 9.80 | 11.84 |
EPS (Diluted) | 60.78 | 6.83 | 9.60 | 10.00 | 9.80 | 11.84 |
EPS Growth | 562.85% | -28.85% | -4.00% | 2.04% | -17.23% | 0.60% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 333.58 | 81.53 | -555.79 | 265.25 | 1.44 | 133.67 |
Free Cash Flow Growth | - | - | - | 18307.15% | -98.92% | - |
Free Cash Flow Per Share | 484.92 | 118.52 | -807.96 | 385.59 | 2.09 | 194.32 |
Dividends Per Share | 5.000 | 5.000 | 9.000 | 7.000 | 7.000 | 7.000 |
Dividend Growth | -44.44% | -44.44% | 28.57% | 0% | 0% | 40.00% |
Profit Margin | 33.22% | 158.71% | 174.15% | 222.55% | 268.99% | 203.21% |
FCF Margin | 228.92% | 272.79% | -1759.12% | 1161.94% | 8.28% | 512.74% |
Effective Tax Rate | 3.70% | 17.78% | 21.17% | 22.74% | 19.29% | 20.90% |