Kraft Bank ASA (OSL:KRAB)

Kraft Bank ASA Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	409.82	388.18	321.02	266.1	197.58	158.71
Interest Paid on Deposits	202.74	201.43	184.11	132.55	53.1	25.44
Net Interest Income	207.08	186.76	136.91	133.54	144.48	133.27
Net Interest Income Growth	41.91%	36.41%	2.52%	-7.57%	8.41%	54.56%
Gain (Loss) on Sale of Investments	10.94	10.94	10.3	7.4	-	-
Other Non-Interest Income	18.52	16.15	3	-2.41	2.04	-2.37
Total Non-Interest Income	29.46	27.09	13.3	4.99	2.04	-2.37
Non-Interest Income Growth	-21.89%	103.68%	166.48%	144.78%	-	-
Revenues Before Loan Losses	236.55	213.84	150.21	138.53	146.52	130.9
Provision for Loan Losses	32.98	24.48	18.39	9.54	7.1	5.57
Revenue	203.57	189.36	131.82	128.99	139.42	125.33
Revenue Growth	23.36%	43.65%	2.19%	-7.47%	11.24%	51.32%
Salaries and Employee Benefits	62.07	56.86	54.61	45.69	50.96	43.63
Occupancy Expenses	8.84	8.58	5.74	5.45	4.36	3.86
Selling, General & Administrative	12.19	12.19	11.37	2.25	3.54	2.38
Other Non-Interest Expense	29.71	24.82	23.21	19.07	18.49	13.76
Total Non-Interest Expense	112.8	102.45	94.93	72.46	77.35	63.63
EBT Excluding Unusual Items	90.77	86.92	36.9	56.54	62.07	61.7
Pretax Income	90.77	86.92	36.9	56.54	62.07	61.7
Income Tax Expense	22.84	21.88	9.34	14.2	15.6	15.46
Net Income	67.93	65.04	27.56	42.34	46.47	46.24
Net Income to Common	67.93	65.04	27.56	42.34	46.47	46.24
Net Income Growth	35.80%	135.99%	-34.90%	-8.89%	0.48%	72.12%
Basic Shares Outstanding	42	42	42	42	42	42
Diluted Shares Outstanding	45	45	45	42	42	42
Shares Change	0.15%	-	7.14%	-	-	-10.26%
EPS (Basic)	1.62	1.55	0.66	1.01	1.11	1.10
EPS (Diluted)	1.52	1.45	0.61	1.01	1.11	1.10
EPS Growth	36.32%	137.71%	-39.49%	-8.89%	0.48%	93.16%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.760	0.760	0.370	0.300	-	0.250
Dividend Growth	105.40%	105.40%	23.33%	-	-	-
Effective Tax Rate	25.16%	25.17%	25.30%	25.12%	25.14%	25.05%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 27, 2026

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