Net Interest Income

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Retail Market Net Interest Income	2.29B	2.24B
Retail Market Net Interest Income Growth	2.05%	4.23%
Corporate Market Net Interest Income	2.64B	2.52B
Corporate Market Net Interest Income Growth	4.71%	64.97%
EiendomsMegler 1 Midt-Norge AS Net Interest Income	2.00M	6.00M
EiendomsMegler 1 Midt-Norge AS Net Interest Income Growth	-66.67%	200.00%
SpareBank 1 Finans Midt- Norge Net Interest Income	558.00M	549.00M
SpareBank 1 Finans Midt- Norge Net Interest Income Growth	1.64%	12.04%
SpareBank 1 Regnskapshuset SMN AS Net Interest Income	4.00M	4.00M
Eliminations From Net Interest Income	-152.00M	49.00M

Revenue Breakdown

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Retail Market Revenue	3.21B	3.04B
Retail Market Revenue Growth	5.46%	8.38%
Corporate Market Revenue	3.05B	2.88B
Corporate Market Revenue Growth	6.12%	62.54%
EiendomsMegler 1 Midt-Norge AS Revenue	569.00M	512.00M
EiendomsMegler 1 Midt-Norge AS Revenue Growth	11.13%	17.70%
SpareBank 1 Finans Midt- Norge Revenue	459.00M	453.00M
SpareBank 1 Finans Midt- Norge Revenue Growth	1.32%	45.66%
SpareBank 1 Regnskapshuset SMN AS Revenue	850.00M	808.00M
SpareBank 1 Regnskapshuset SMN AS Revenue Growth	5.20%	12.22%
Other Segment Revenue	1.02B	1.25B
Other Segment Revenue Growth	-18.90%	230.87%
Eliminations From Revenue	-86.00M	179.00M
Eliminations From Revenue Growth	-	-33.70%

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Net Interest Income	5.34B	5.37B
Net Interest Income Growth	-0.56%	16.00%
Net Commission Income and Other Income	2.60B	2.39B
Net Commission Income and Other Income Growth	8.78%	14.78%
Net Return on Financial Investments Revenue	1.12B	1.36B
Net Return on Financial Investments Revenue Growth	-17.24%	69.84%

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Retail Market Result Before Tax	1.83B	1.74B
Retail Market Result Before Tax Growth	4.82%	1.04%
Corporate Market Result Before Tax	2.20B	2.04B
Corporate Market Result Before Tax Growth	8.04%	54.70%
EiendomsMegler 1 Midt-Norge AS Result Before Tax	76.00M	71.00M
EiendomsMegler 1 Midt-Norge AS Result Before Tax Growth	7.04%	77.50%
SpareBank 1 Finans Midt- Norge Result Before Tax	288.00M	298.00M
SpareBank 1 Finans Midt- Norge Result Before Tax Growth	-3.36%	168.47%
SpareBank 1 Regnskapshuset SMN AS Result Before Tax	106.00M	78.00M
SpareBank 1 Regnskapshuset SMN AS Result Before Tax Growth	35.90%	-27.78%
Other Segment Result Before Tax	1.02B	1.25B
Other Segment Result Before Tax Growth	-18.90%	230.87%
Eliminations From Result Before Tax	-68.00M	165.00M
Eliminations From Result Before Tax Growth	-	-4.62%

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Retail Market - Deposits Volume	72.23B	66.63B
Retail Market - Deposits Volume Growth	8.40%	3.14%
Corporate Market - Deposits Volume	72.89B	71.77B
Corporate Market - Deposits Volume Growth	1.57%	13.94%
Total Deposits Volume	145.12B	138.40B
Total Deposits Volume Growth	4.86%	8.47%

Updated Dec 31, 2025. Data Source: Fiscal.ai.