SpareBank 1 SMN Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Apr '25 Apr 2, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	26,264	24,706	20,394	16,472	19,279	12,620	Upgrade
Market Cap Growth	21.15%	21.15%	23.81%	-14.56%	52.77%	-2.99%	Upgrade
Last Close Price	182.12	160.01	121.63	103.50	115.02	72.77	Upgrade
PE Ratio	9.06	8.52	8.76	9.94	11.20	11.00	Upgrade
PS Ratio	2.94	2.76	2.68	2.77	3.31	2.39	Upgrade
PB Ratio	0.95	0.81	0.71	0.66	0.83	0.59	Upgrade
P/FCF Ratio	41.29	38.85	2.61	-	-	-	Upgrade
P/OCF Ratio	28.17	28.17	2.54	-	-	-	Upgrade
Debt / Equity Ratio	1.95	1.95	1.94	2.36	2.02	2.44	Upgrade
Debt / FCF Ratio	93.59	93.59	7.10	-	-	-	Upgrade
Return on Equity (ROE)	15.53%	15.53%	13.82%	11.59%	13.03%	9.48%	Upgrade
Return on Assets (ROA)	1.91%	1.91%	1.62%	1.32%	1.50%	1.12%	Upgrade
Earnings Yield	11.04%	18.15%	17.73%	16.12%	14.23%	14.67%	Upgrade
FCF Yield	2.42%	2.57%	38.29%	-118.21%	-81.58%	-58.63%	Upgrade
Dividend Yield	6.81%	7.81%	9.87%	6.28%	6.52%	6.05%	Upgrade
Payout Ratio	41.83%	41.83%	26.69%	38.91%	22.57%	38.12%	Upgrade
Buyback Yield / Dilution	-4.40%	-4.40%	-6.80%	0.02%	0.01%	0.11%	Upgrade
Total Shareholder Return	2.41%	3.41%	3.07%	6.30%	6.54%	6.15%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.