SpareBank 1 SMN Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	2023	2022	2021	2020	2019	2018 - 2014
Period Ending	Aug '24 Aug 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Market Capitalization	22,638	20,394	16,472	19,279	12,620	13,010	Upgrade
Market Cap Growth	19.35%	23.81%	-14.56%	52.77%	-2.99%	19.00%	Upgrade
Last Close Price	157.00	130.22	110.82	123.15	77.92	74.20	Upgrade
PE Ratio	8.64	7.72	8.64	9.25	8.79	6.11	Upgrade
PS Ratio	2.68	2.68	2.77	3.31	2.39	2.21	Upgrade
PB Ratio	0.89	0.71	0.66	0.83	0.59	0.64	Upgrade
P/FCF Ratio	10.14	4.80	-0.85	-1.23	-1.71	-11.39	Upgrade
P/OCF Ratio	7.63	4.70	-0.85	-1.24	-1.74	-12.73	Upgrade
Debt / Equity Ratio	2.13	1.94	2.36	2.02	2.44	2.42	Upgrade
Debt / FCF Ratio	26.64	13.06	-3.00	-2.99	-7.03	-43.26	Upgrade
Return on Equity (ROE)	14.89%	13.82%	11.59%	13.03%	9.48%	13.11%	Upgrade
Return on Assets (ROA)	1.66%	1.62%	1.32%	1.50%	1.12%	1.57%	Upgrade
Earnings Yield	11.57%	17.73%	16.12%	14.23%	14.68%	19.27%	Upgrade
FCF Yield	9.86%	20.83%	-118.21%	-81.57%	-58.63%	-8.78%	Upgrade
Dividend Yield	7.64%	9.21%	5.87%	6.09%	5.65%	6.74%	Upgrade
Payout Ratio	46.31%	26.69%	38.91%	22.57%	38.12%	28.32%	Upgrade
Buyback Yield / Dilution	-8.65%	-6.80%	0.02%	0.01%	0.11%	-0.07%	Upgrade
Total Shareholder Return	-1.01%	2.42%	5.88%	6.10%	5.75%	6.67%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.