Skip to main content
logo
Protector Forsikring ASA (OSL:PROT)
Norway flag Norway · Delayed Price · Currency is NOK
442.60
+0.80 (0.18%)
Oct 23, 2026, 4:25 PM CEST

Protector Forsikring ASA Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
15,24114,65512,0649,8096,9115,810
Revenue Growth
10.81%21.48%22.99%41.94%18.95%5.65%
Operating Income
3,5413,7332,2981,9961,7451,416
Net Income
2,4462,6141,5401,5091,3791,232
Earnings Per Share
29.4731.7118.6818.3116.7414.96
EPS Growth
12.37%69.74%2.03%9.39%11.88%25.06%

Revenue by Geography
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
UK - Insurance
5,9555,8335,0483,5041,814
Sweden - Insurance
3,1903,1472,8662,6632,183
Norway - Insurance
2,9652,6002,2691,8831,583
Denmark- Insurance
1,9251,8221,6001,3361,040
France - Insurance
783354---
Other
1,1192,0101,1421,391491.3
Revenue (Total)
15,93715,76612,92510,7777,110

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
861360456324198.5291.07
Total Debt
2,3402,6951,6081,8921,2451,385
Net Cash (Debt)
-1,479-2,335-1,152-1,568-1,046-1,094
Net Cash Growth
------
Net Cash Per Share
-17.82-28.33-13.98-19.03-12.70-13.28

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,213-951,29428-121.4969.95
Capital Expenditures
-157-106-72-72-43.8-52.82
Free Cash Flow
2,056-2011,222-44-165.2917.13
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.23%25.47%19.05%20.35%25.25%24.38%
Pretax Margin
21.64%23.45%17.29%19.71%24.75%24.38%
Profit Margin
16.05%17.84%12.77%15.38%19.95%21.21%
FCF Margin
13.49%-1.37%10.13%-0.45%-2.39%15.79%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
14.00014.000---7.000
Dividend Per Share Growth
83.33%----133.33%
Dividend Yield
3.16%2.67%---6.46%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.0216.5015.269.837.527.25
Forward PE
15.4319.6814.3811.6611.1312.92
P/FCF Ratio
17.76-19.23--9.74
PS Ratio
2.402.941.951.511.501.54