Protector Forsikring ASA (OSL:PROT)
Norway flag Norway · Delayed Price · Currency is NOK
478.20
+2.40 (0.50%)
Aug 21, 2026, 4:25 PM CET

Protector Forsikring ASA Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,48214,65512,0649,8096,9115,810
Revenue Growth
7.79%21.48%22.99%41.94%18.95%5.65%
Operating Income
3,0983,7332,2981,9961,7451,416
Net Income
2,0612,6141,5401,5091,3791,232
Earnings Per Share
24.7131.7118.6818.3116.7414.96
EPS Growth
-11.21%69.74%2.03%9.39%11.88%25.06%

Revenue by Geography

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
UK - Insurance
5,8745,8335,0483,5041,814
Sweden - Insurance
3,2253,1472,8662,6632,183
Norway - Insurance
2,8322,6002,2691,8831,583
Denmark- Insurance
1,9041,8221,6001,3361,040
France - Insurance
648354---
Revenue (Total)
15,36115,76612,92510,7777,110

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
956360456324198.5291.07
Total Debt
2,3402,6951,6081,8921,2451,385
Net Cash (Debt)
-1,384-2,335-1,152-1,568-1,046-1,094
Net Cash Growth
------
Net Cash Per Share
-16.59-28.33-13.98-19.03-12.70-13.28

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,883-951,29428-121.4969.95
Capital Expenditures
-156-106-72-72-43.8-52.82
Free Cash Flow
1,727-2011,222-44-165.2917.13
Free Cash Flow Growth
2402.90%-----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
21.39%25.47%19.05%20.35%25.25%24.38%
Pretax Margin
19.46%23.45%17.29%19.71%24.75%24.38%
Profit Margin
14.23%17.84%12.77%15.38%19.95%21.21%
FCF Margin
11.92%-1.37%10.13%-0.45%-2.39%15.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
14.00014.000---7.000
Dividend Per Share Growth
122.22%----133.33%
Dividend Yield
2.85%2.77%---8.47%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.3516.5015.269.837.527.25
Forward PE
17.7419.6814.3811.6611.1312.92
P/FCF Ratio
22.84-19.23--9.74
PS Ratio
2.722.941.951.511.501.54