Protector Forsikring ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Other Adjustments	37	-2,509	-1,395	-2,214	-1,310	-14
Changes in Reinsurance Contract Assets	-132	-657	-621	-31	-46.7	-351.84
Changes in Claims Reserves	-10,177	-8,447	-7,285	-6,462	-4,535	-3,935
Changes in Income Taxes Payable	-973	-907	-806	-363	-320.6	-173.89
Changes in Other Operating Activities	12,745	12,425	11,402	9,098	6,091	5,444
Operating Cash Flow	1,500	-95	1,294	28	-121.4	969.95
Operating Cash Flow Growth	-	-	4521.43%	-	-	-
Capital Expenditures	-114	-106	-72	-72	-43.8	-52.82
Investing Cash Flow	-114	-106	-72	-72	-43.8	-52.82
Long-Term Debt Issued	847	1,643	-	847	-140	350.63
Long-Term Debt Repaid	-500	-500	-	-	-	-439
Net Long-Term Debt Issued (Repaid)	347	1,143	-	847	-140	-88.37
Common Dividends Paid	-1,154	-989	-742	-824	-947.3	-659.54
Other Financing Activities	-222	-208	-166	-95	-66.6	-61.62
Financing Cash Flow	-1,031	-55	-908	-272	-1,154	-809.52
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-23	1	31	68	-7.9	-12.53
Net Cash Flow	357	-255	314	-316	-1,319	107.61
Free Cash Flow	1,386	-201	1,222	-44	-165.2	917.13
FCF Margin	9.06%	-1.27%	9.45%	-0.41%	-2.32%	15.62%
Free Cash Flow Per Share	16.85	-2.44	14.82	-0.53	-2.01	11.14
Levered Free Cash Flow	13,896	14,512	11,442	11,003	6,929	6,009
Unlevered Free Cash Flow	13,739	13,645	11,637	10,423	6,547	6,030