OSL:RING Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Cash & Equivalents	104	110	103	90	91	95	Upgrade
Investment Securities	613	600	319	361	356	362	Upgrade
Trading Asset Securities	4,003	4,248	3,303	3,204	3,072	3,123	Upgrade
Total Investments	4,616	4,848	3,622	3,565	3,428	3,485	Upgrade
Gross Loans	26,724	26,380	26,235	25,644	24,197	23,378	Upgrade
Allowance for Loan Losses	-149	-145	-113	-101	-93	-98	Upgrade
Other Adjustments to Gross Loans	-	-49	-	-	-	-	Upgrade
Net Loans	26,575	26,186	26,122	25,543	24,104	23,280	Upgrade
Property, Plant & Equipment	95	96	107	115	124	141	Upgrade
Goodwill	-	61	62	50	50	50	Upgrade
Other Intangible Assets	68	7	7	7	13	13	Upgrade
Accrued Interest Receivable	132	121	115	77	42	40	Upgrade
Other Current Assets	33	47	94	79	43	42	Upgrade
Long-Term Deferred Tax Assets	8	8	24	36	29	23	Upgrade
Other Long-Term Assets	98	50	38	48	60	70	Upgrade
Total Assets	31,729	31,534	30,294	29,610	27,984	27,239	Upgrade
Accrued Expenses	33	85	82	79	71	90	Upgrade
Interest Bearing Deposits	21,324	1,406	1,400	853	828	2,127	Upgrade
Non-Interest Bearing Deposits	-	19,560	17,926	18,260	17,159	14,936	Upgrade
Total Deposits	21,324	20,966	19,326	19,113	17,987	17,063	Upgrade
Short-Term Borrowings	96	87	94	94	6	553	Upgrade
Current Portion of Long-Term Debt	378	439	679	750	849	397	Upgrade
Accrued Interest Payable	180	48	24	5	3	6	Upgrade
Long-Term Debt	4,097	4,424	5,049	5,050	4,654	4,989	Upgrade
Long-Term Leases	-	23	25	27	30	35	Upgrade
Pension & Post-Retirement Benefits	-16	-15	52	84	75	70	Upgrade
Other Long-Term Liabilities	688	195	209	83	127	100	Upgrade
Total Liabilities	26,780	26,252	25,540	25,285	23,802	23,303	Upgrade
Common Stock	1,565	1,565	1,565	1,565	1,565	1,565	Upgrade
Additional Paid-In Capital	488	490	490	491	492	492	Upgrade
Retained Earnings	2,148	2,618	2,328	1,984	1,834	1,597	Upgrade
Comprehensive Income & Other	747	608	370	284	290	281	Upgrade
Total Common Equity	4,948	5,281	4,753	4,324	4,181	3,935	Upgrade
Minority Interest	1	1	1	1	1	1	Upgrade
Shareholders' Equity	4,949	5,282	4,754	4,325	4,182	3,936	Upgrade
Total Liabilities & Equity	31,729	31,534	30,294	29,610	27,984	27,239	Upgrade
Total Debt	4,571	4,973	5,847	5,921	5,539	5,974	Upgrade
Net Cash (Debt)	-464	-615	-2,441	-2,627	-2,376	-2,756	Upgrade
Net Cash Per Share	-29.66	-39.34	-155.66	-167.78	-151.93	-176.03	Upgrade
Filing Date Shares Outstanding	15.65	15.65	15.65	15.65	15.65	15.65	Upgrade
Total Common Shares Outstanding	15.65	15.65	15.65	15.65	15.65	15.65	Upgrade
Book Value Per Share	294.24	315.07	290.92	276.29	267.15	251.43	Upgrade
Tangible Book Value	4,880	5,213	4,684	4,267	4,118	3,872	Upgrade
Tangible Book Value Per Share	289.90	310.73	286.51	272.64	263.12	247.41	Upgrade

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.