OSL:RING Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	102	110	103	90	91
Investment Securities	4,777	600	319	361	356
Trading Asset Securities	79	4,248	3,303	3,204	3,072
Total Investments	4,856	4,848	3,622	3,565	3,428
Gross Loans	-	26,380	26,235	25,644	24,197
Allowance for Loan Losses	-	-145	-113	-101	-93
Other Adjustments to Gross Loans	-	-49	-	-	-
Net Loans	-	26,186	26,122	25,543	24,104
Property, Plant & Equipment	124	96	107	115	124
Goodwill	-	61	62	50	50
Other Intangible Assets	67	7	7	7	13
Loans Held for Sale	27,511	-	-	-	-
Accrued Interest Receivable	-	121	115	77	42
Other Current Assets	-	47	94	79	43
Long-Term Deferred Tax Assets	-1	8	24	36	29
Other Long-Term Assets	85	50	38	48	60
Total Assets	32,744	31,534	30,294	29,610	27,984
Accrued Expenses	-	85	82	79	71
Interest Bearing Deposits	22,462	1,406	1,400	853	828
Non-Interest Bearing Deposits	-	19,560	17,926	18,260	17,159
Total Deposits	22,462	20,966	19,326	19,113	17,987
Short-Term Borrowings	77	87	94	94	6
Current Portion of Long-Term Debt	-	439	679	750	849
Accrued Interest Payable	-	48	24	5	3
Long-Term Debt	4,391	4,424	5,049	5,050	4,654
Long-Term Leases	-	23	25	27	30
Pension & Post-Retirement Benefits	-	-15	52	84	75
Other Long-Term Liabilities	280	195	209	83	127
Total Liabilities	27,210	26,252	25,540	25,285	23,802
Common Stock	1,565	1,565	1,565	1,565	1,565
Additional Paid-In Capital	488	490	490	491	492
Retained Earnings	2,785	2,618	2,328	1,984	1,834
Comprehensive Income & Other	696	608	370	284	290
Total Common Equity	5,534	5,281	4,753	4,324	4,181
Minority Interest	-	1	1	1	1
Shareholders' Equity	5,534	5,282	4,754	4,325	4,182
Total Liabilities & Equity	32,744	31,534	30,294	29,610	27,984
Total Debt	4,468	4,973	5,847	5,921	5,539
Net Cash (Debt)	-4,287	-615	-2,441	-2,627	-2,376
Net Cash Per Share	-273.92	-39.34	-155.66	-167.78	-151.93
Filing Date Shares Outstanding	15.73	15.65	15.65	15.65	15.65
Total Common Shares Outstanding	15.73	15.65	15.65	15.65	15.65
Book Value Per Share	351.89	315.07	290.92	276.29	267.15
Tangible Book Value	5,467	5,213	4,684	4,267	4,118
Tangible Book Value Per Share	347.63	310.73	286.51	272.64	263.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.