SpareBank 1 Ringerike Hadeland (OSL:RING)
Norway · Delayed Price · Currency is NOK 439.00
+0.20 (0.05%)
Aug 27, 2026, 10:03 AM CET
OSL:RING Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,414 | 1,449 | 1,355 | 1,067 | 931 | 927 |
Revenue Growth | -5.17% | 6.94% | 26.99% | 14.61% | 0.43% | 15.30% |
Net Income Net Income Growth | 701.3 | 714 | 685 | 449.6 | 409.6 | 433.5 |
Earnings Per Share EPS Growth | - | 45.65 | 43.81 | 28.67 | 26.16 | 27.72 |
EPS Growth | - | 4.20% | 52.81% | 9.59% | -5.63% | 21.74% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Other Activities/Eliminations Other Activities/Eliminations Growth | 307 | 288 | 64 | 62 | 79 |
Private Market Private Market Growth | 463 | 456 | 430 | 395 | 416 |
Corporate Market Corporate Market Growth | 505 | 467 | 435 | 358 | 314 |
Accounting Services Accounting Services Growth | 95 | 87 | 85 | 63 | 60 |
Real Estate brokerage Real Estate brokerage Growth | 71 | 56 | 51 | 54 | 57 |
Total Total Growth | 1,441 | 1,354 | 1,065 | 932 | 926 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 188 | 4,387 | 4,358 | 3,406 | 3,294 | 3,163 |
Total Debt Total Debt Growth | 4,538 | 4,492 | 4,973 | 5,847 | 5,921 | 5,539 |
Net Cash (Debt) Net Cash Growth | -4,350 | -105 | -615 | -2,441 | -2,627 | -2,376 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | - | -6.71 | -39.33 | -155.66 | -167.78 | -151.93 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 953 | 1,056 | 1,481 | 310 | 157 | 547 |
Capital Expenditures CapEx Growth | -31 | -31 | - | - | - | -5 |
Free Cash Flow Free Cash Flow Growth | 922 | 1,025 | 1,481 | 310 | 157 | 542 |
Free Cash Flow Growth | -31.70% | -30.79% | 377.74% | 97.45% | -71.03% | 721.21% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 49.61% | 49.28% | 50.55% | 42.14% | 44.00% | 46.76% |
FCF Margin | 65.23% | 70.74% | 109.30% | 29.05% | 16.86% | 58.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 26.350 | 26.350 | 30.000 | 20.000 | 13.100 | 13.900 |
Dividend Per Share Growth | 46.67% | -12.17% | 50.00% | 52.67% | -5.75% | 531.82% |
Dividend Yield | 5.92% | 6.97% | 10.81% | 8.35% | 5.34% | 5.83% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.02 | 9.12 | 7.52 | 10.58 | 12.38 | 11.91 |
Forward PE | 11.06 | 10.04 | 9.49 | 9.21 | 10.79 | 11.94 |
P/FCF Ratio | 7.45 | 6.35 | 3.48 | 15.35 | 32.30 | 9.53 |
PS Ratio | 4.85 | 4.49 | 3.80 | 4.46 | 5.45 | 5.57 |