SpareBank 1 Ringerike Hadeland (OSL:RING)
Norway · Delayed Price · Currency is NOK 439.00
+1.00 (0.23%)
Aug 4, 2026, 4:25 PM CET
OSL:RING Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,484 | 1,450 | 1,356 | 1,067 | 930 | 927 |
Revenue Growth | 9.14% | 6.93% | 27.08% | 14.73% | 0.32% | 15.30% |
Net Income Net Income Growth | 404.5 | 734 | 705 | 461 | 420.6 | 445.5 |
Earnings Per Share EPS Growth | 47.44 | 47.00 | 44.00 | 28.68 | 26.16 | 27.72 |
EPS Growth | 6.18% | 6.82% | 53.42% | 9.63% | -5.63% | 21.74% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Other Activities/Eliminations Other Activities/Eliminations Growth | 302 | 307 | 288 | 64 | 62 | 79 |
Retail Market Retail Market Growth | 467 | 463 | 456 | 430 | 395 | 416 |
Corporate Market Corporate Market Growth | 542 | 505 | 467 | 435 | 358 | 314 |
Accounting Services Accounting Services Growth | 92 | 95 | 87 | 85 | 63 | 60 |
Property Management Property Management Growth | 73 | 71 | 56 | 51 | 54 | 57 |
Total Total Growth | 1,476 | 1,441 | 1,354 | 1,065 | 932 | 926 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 106 | 102 | 110 | 103 | 90 | 91 |
Total Debt Total Debt Growth | 4,606 | 4,391 | 4,863 | 5,728 | 5,800 | 5,503 |
Net Cash (Debt) Net Cash Growth | -4,606 | -4,391 | -4,863 | -5,728 | -5,800 | -5,503 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -540.19 | -281.17 | -303.51 | -356.35 | -360.74 | -342.41 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 223 | 1,056 | 1,481 | 310 | 157 | 547 |
Capital Expenditures CapEx Growth | -42 | -31 | 6 | 0 | 2 | -5 |
Free Cash Flow Free Cash Flow Growth | 181 | 1,025 | 1,487 | 310 | 159 | 542 |
Free Cash Flow Growth | -89.14% | -31.07% | 379.68% | 94.97% | -70.66% | 721.21% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 62.82% | 62.41% | 64.75% | 57.36% | 57.53% | 60.19% |
Profit Margin | 27.30% | 50.62% | 51.99% | 43.21% | 45.27% | 48.11% |
FCF Margin | 12.20% | 70.69% | 109.66% | 29.05% | 17.10% | 58.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 26.350 | 26.350 | 30.000 | 20.000 | 13.100 | 13.900 |
Dividend Per Share Growth | 46.67% | -12.17% | 50.00% | 52.67% | -5.75% | 531.82% |
Dividend Yield | 6.02% | 7.42% | 6.11% | 4.32% | 4.99% | 3.45% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.39 | 8.85 | 7.48 | 10.60 | 12.39 | 11.90 |
Forward PE | 11.56 | 10.04 | 9.49 | 9.21 | 10.79 | 11.94 |
P/FCF Ratio | 38.07 | 6.35 | 3.45 | 15.35 | 31.89 | 9.53 |
PS Ratio | 4.94 | 4.49 | 3.78 | 4.46 | 5.45 | 5.57 |