OSL:RING Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	106	102	110	103	90	91
Investment Securities	1,956	571	600	319	361	356
Trading Asset Securities	2,876	4,285	4,248	3,303	3,204	3,072
Total Investments	4,832	4,856	4,848	3,622	3,565	3,428
Gross Loans	28,083	27,567	26,380	26,235	25,644	24,197
Allowance for Loan Losses	-122	-144	-145	-113	-101	-93
Other Adjustments to Gross Loans	-59	-30	-49	-	-	-
Net Loans	27,902	27,393	26,186	26,122	25,543	24,104
Property, Plant & Equipment	120	124	96	107	115	124
Goodwill	-	60	61	62	50	50
Other Intangible Assets	67	7	7	7	7	13
Accrued Interest Receivable	121	118	121	115	77	42
Other Current Assets	40	51	47	94	79	43
Long-Term Deferred Tax Assets	-1	-1	8	24	36	29
Other Long-Term Assets	59	34	50	38	48	60
Total Assets	33,246	32,744	31,534	30,294	29,610	27,984
Accrued Expenses	32	23	85	82	79	71
Interest Bearing Deposits	22,486	5,186	1,406	1,400	853	828
Non-Interest Bearing Deposits	-	17,237	19,560	17,926	18,260	17,159
Total Deposits	22,486	22,423	20,966	19,326	19,113	17,987
Short-Term Borrowings	110	77	87	94	94	6
Current Portion of Long-Term Debt	600	451	439	679	750	849
Accrued Interest Payable	164	39	48	24	5	3
Long-Term Debt	4,006	3,940	4,424	5,049	5,050	4,654
Long-Term Leases	-	24	23	25	27	30
Pension & Post-Retirement Benefits	-35	-35	-15	52	84	75
Other Long-Term Liabilities	888	268	195	209	83	127
Total Liabilities	28,251	27,210	26,252	25,540	25,285	23,802
Common Stock	1,565	1,565	1,565	1,565	1,565	1,565
Additional Paid-In Capital	488	488	490	490	491	492
Retained Earnings	2,096	2,785	2,618	2,328	1,984	1,834
Comprehensive Income & Other	846	696	608	370	284	290
Total Common Equity	4,995	5,534	5,281	4,753	4,324	4,181
Minority Interest	-	-	1	1	1	1
Shareholders' Equity	4,995	5,534	5,282	4,754	4,325	4,182
Total Liabilities & Equity	33,246	32,744	31,534	30,294	29,610	27,984
Total Debt	4,716	4,492	4,973	5,847	5,921	5,539
Net Cash (Debt)	-1,734	-105	-615	-2,441	-2,627	-2,376
Net Cash Per Share	-110.85	-6.71	-39.33	-155.66	-167.78	-151.93
Filing Date Shares Outstanding	16.65	15.65	15.65	15.65	15.65	15.65
Total Common Shares Outstanding	16.65	15.65	15.65	15.65	15.65	15.65
Book Value Per Share	279.39	331.24	315.07	290.92	276.29	267.15
Tangible Book Value	4,928	5,467	5,213	4,684	4,267	4,118
Tangible Book Value Per Share	275.37	326.96	310.73	286.51	272.64	263.12