SpareBank 1 Ringerike Hadeland (OSL:RING)

OSL:RING Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	705.4	734	704	461.6	420.6	445.5
Depreciation & Amortization	14	14	14	13	14	16
Total Asset Writedown	1	1	1	-	-	-
Other Operating Activities	232.6	307	762	-164.6	-277.6	85.5
Operating Cash Flow	953	1,056	1,481	310	157	547
Operating Cash Flow Growth	-29.41%	-28.70%	377.74%	97.45%	-71.30%	330.71%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-31	-31	-	-	-	-5
Sale of Property, Plant and Equipment	86	7	6	-	11	9
Investment in Securities	-78	7	-273	-101	-196	-65
Other Investing Activities	61	57	36	111	64	111
Investing Cash Flow	38	40	-231	10	-121	50

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	-	60
Long-Term Debt Issued	-	250	300	1,300	1,750	820
Total Debt Issued	974	250	300	1,300	1,750	880
Short-Term Debt Repaid	-	-	-	-	-	-560
Long-Term Debt Repaid	-	-654	-1,138	-1,383	-1,405	-656
Total Debt Repaid	-1,050	-654	-1,138	-1,383	-1,405	-1,216
Net Debt Issued (Repaid)	-76	-404	-838	-83	345	-336
Issuance of Common Stock	-	-	150	200	-	-
Common Dividends Paid	-225	-	-	-205	-253	-34
Other Financing Activities	-694	-700	-555	-219	-128	-87
Financing Cash Flow	-995	-1,104	-1,243	-307	-36	-601

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-5	-8	7	13	1	-4

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	922	1,025	1,481	310	157	542
Free Cash Flow Growth	-31.70%	-30.79%	377.74%	97.45%	-71.03%	721.21%
Free Cash Flow Margin	65.23%	70.74%	109.30%	29.05%	16.86%	58.47%
Free Cash Flow Per Share	-	65.53	94.72	19.77	10.03	34.66

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	807	954	956	742	323	148
Cash Income Tax Paid	-	143	115	115	115	97

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 25, 2026

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