SpareBank 1 Sør-Norge ASA (OSL:SB1NO)
Norway · Delayed Price · Currency is NOK 211.50
+2.50 (1.20%)
Jul 30, 2026, 4:25 PM CET
SpareBank 1 Sør-Norge ASA Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 9,139 | 9,271 | 7,517 | 6,136 | 4,516 | 4,001 |
Net Interest Income Growth | 12.86% | 23.33% | 22.51% | 35.87% | 12.87% | -3.40% |
Non-Interest Income | 4,753 | 4,770 | 3,222 | 2,607 | 2,526 | 2,743 |
Non-Interest Income Growth | 25.87% | 48.05% | 23.59% | 3.21% | -7.91% | 30.93% |
Revenues Before Loan Losses | 13,892 | 14,041 | 10,739 | 8,743 | 7,042 | 6,744 |
Provision for Credit Losses | 387 | 352 | 387 | -232 | 5 | 192 |
| 13,505 | 13,689 | 10,352 | 8,975 | 7,037 | 6,552 | |
Revenue Growth | 17.46% | 32.23% | 15.34% | 27.54% | 7.40% | 55.74% |
Compensation Expenses | 3,238 | 3,198 | 2,364 | 2,053 | 1,788 | 1,722 |
Other Non-Interest Expenses | 1,696 | 2,142 | 1,572 | 1,247 | 1,038 | 992 |
Total Non-Interest Expense | 5,340 | 5,340 | 3,936 | 3,299 | 2,825 | 2,714 |
Pretax Income | 8,168 | 8,349 | 6,415 | 5,677 | 4,211 | 3,838 |
Provision for Income Taxes | 1,612 | 1,655 | 1,222 | 1,202 | 834 | 682 |
Net Income | 6,556 | 6,694 | 5,193 | 4,475 | 3,378 | 3,156 |
Minority Interest in Earnings | 2 | - | - | - | - | - |
Net Income Attributable to Preferred Dividends | 317 | 329 | 282 | 175 | 85 | 67 |
Net Income to Common | 6,238 | 6,365 | 4,911 | 4,300 | 3,293 | 3,089 |
Net Income Growth | 14.92% | 29.61% | 14.21% | 30.58% | 6.60% | 105.52% |
Shares Outstanding (Basic) | 374 | 375 | 375 | 264 | 256 | 256 |
Shares Outstanding (Diluted) | 374 | 375 | 375 | 264 | 256 | 256 |
Shares Change | 18.85% | -0.16% | 42.06% | 3.37% | -0.02% | -0.01% |
EPS (Basic) | 16.67 | 16.98 | 13.08 | 16.27 | 12.88 | 12.08 |
EPS (Diluted) | 16.67 | 16.98 | 13.08 | 16.27 | 12.88 | 12.08 |
EPS Growth | -3.31% | 29.82% | -19.61% | 26.32% | 6.62% | 94.21% |
Free Cash Flow | -5,352 | 9,824 | -7,901 | 8,539 | -15,750 | -7,612 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Per Share | -14.30 | 26.21 | -21.04 | 32.31 | -61.60 | -29.77 |
Dividends Per Share | 12.000 | 12.000 | 8.500 | 7.500 | 7.000 | 6.000 |
Dividend Growth | 41.18% | 41.18% | 13.33% | 7.14% | 16.67% | 93.55% |
Profit Margin | 48.55% | 48.90% | 50.16% | 49.86% | 48.00% | 48.17% |
FCF Margin | -39.63% | 71.77% | -76.32% | 95.14% | -223.82% | -116.18% |
Effective Tax Rate | 19.74% | 19.82% | 19.05% | 21.17% | 19.81% | 17.77% |