Sparebank 68° Nord (OSL:SB68)

Norway · Delayed Price · Currency is NOK

212.50

+11.65 (5.80%)

At close: Aug 4, 2026

Sparebank 68° Nord Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	343.13	316.13	316.4	289.2	238.28	239.37
Revenue Growth	2.02%	-0.08%	9.40%	21.37%	-0.46%	21.69%
Net Income	149.21	137.88	141.06	127.73	109.91	107.54
Earnings Per Share	16.27	15.19	16.27	15.25	13.96	13.59
EPS Growth	-2.17%	-6.64%	6.69%	9.24%	2.72%	78.82%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	79.64	79.69	75.27	72.81	70.43	72.79
Total Debt	2,577	4,877	4,793	2,406	2,095	2,003
Net Cash (Debt)	-2,577	-4,877	-4,793	-2,406	-2,095	-2,003
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-280.99	-1629.45	-1601.32	-803.98	-699.89	-669.29

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-56.31	-56.31	157.64	83.04	-161.13	-418.38
Capital Expenditures	-2.27	-2.27	-1.46	-2.28	-1.85	-8.43
Free Cash Flow	-58.58	-58.58	156.17	80.76	-162.97	-426.81
Free Cash Flow Growth	-	-	93.38%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	57.44%	57.51%	59.83%	59.90%	59.72%	58.15%
Profit Margin	43.48%	43.62%	44.58%	44.17%	46.13%	44.93%
FCF Margin	0.00%	-18.53%	49.36%	27.92%	-68.40%	-178.31%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	13.500	13.500	12.000	12.000	9.500	8.000
Dividend Per Share Growth	37.50%	12.50%	0%	26.32%	18.75%	220.00%
Dividend Yield	6.72%	7.56%	7.12%	6.95%	5.84%	3.60%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.34	13.04	10.36	10.82	12.32	13.02
Forward PE	11.94	12.48	11.18	9.33	11.78	-
P/FCF Ratio	-	-	3.23	6.11	-	-
PS Ratio	1.63	1.87	1.59	1.71	2.14	2.20