Sparebank 68° Nord Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Changes in Trading Assets	-26.5	-33.07	-21.07	-10.21	-67.76
Changes in Accrued Interest and Accounts Receivable	764.86	754.02	634.55	397.6	274.33
Changes in Accounts Payable	-286.05	-272.45	-211.38	-76.01	-32.01
Changes in Other Operating Activities	-508.62	-290.88	-319.07	-472.51	-592.95
Operating Cash Flow	-56.31	157.64	83.04	-161.13	-418.38
Operating Cash Flow Growth	-	89.84%	-	-	-
Net Change in Securities and Investments	23.81	-0.45	12.66	63.1	0
Capital Expenditures	-2.27	-1.46	-2.28	-1.85	-8.43
Sale of Property, Plant & Equipment	0	0	0	-	90.61
Other Investing Activities	4.03	2.91	3.36	6.19	14.39
Investing Cash Flow	25.57	1	13.74	67.43	96.58
Long-Term Debt Issued	825.1	683.08	806.65	125.84	141.01
Long-Term Debt Repaid	-779	-693.02	-495.08	-	-
Net Long-Term Debt Issued (Repaid)	46.1	-9.94	311.56	125.84	141.01
Issuance of Common Stock	0.84	0.59	0.54	-0.75	0
Net Common Stock Issued (Repurchased)	0.84	0.59	0.54	-0.75	0
Common Dividends Paid	-44.85	-35.91	-34.33	-30.08	-19.08
Other Financing Activities	-144.12	-146.42	-105.05	-51.1	-24.52
Financing Cash Flow	-142.04	-201.69	172.72	43.91	97.42
Net Cash Flow	-172.78	-43.05	269.49	-49.78	-224.38
Free Cash Flow	-58.58	156.17	80.76	-162.97	-426.81
Free Cash Flow Growth	-	93.38%	-	-	-
FCF Margin	-18.53%	49.36%	27.92%	-68.40%	-178.31%
Free Cash Flow Per Share	-19.57	52.18	26.98	-54.45	-142.65