Sparebank 68° Nord Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	79.64	578.47	751.24	794.3	524.8	574.59
Investment Securities	61.76	69.15	104.73	127.24	140.45	256.21
Trading Asset Securities	930.19	901.78	852.01	785.32	751.74	684.5
Total Investments	991.95	970.93	956.74	912.56	892.19	940.71
Gross Loans	12,214	11,309	10,437	10,061	9,645	8,739
Allowance for Loan Losses	-90.13	-99.61	-83.7	-74.93	-52.57	-39.52
Net Loans	12,123	11,209	10,354	9,986	9,592	8,699
Property, Plant & Equipment	48.32	44.96	48.79	34.43	49.82	55.82
Other Current Assets	-	-	-	-	-	0.37
Long-Term Deferred Tax Assets	-	2.32	2.39	6.59	7.87	7.34
Other Real Estate Owned & Foreclosed	0.43	0.43	0.43	0.43	1.08	1.08
Other Long-Term Assets	4.02	2.25	4.72	4.46	8.07	0.37
Total Assets	13,248	12,809	12,118	11,739	11,076	10,280
Accounts Payable	-	13.3	4.7	3.76	-	8.9
Accrued Expenses	-	17.49	14.79	13.23	-	3.34
Interest Bearing Deposits	8,763	8,496	7,947	7,686	7,327	6,770
Total Deposits	8,763	8,496	7,947	7,686	7,327	6,770
Short-Term Borrowings	0.32	0.32	0.46	0.37	0.56	2
Current Portion of Long-Term Debt	-	408.17	585.16	577.41	526.49	321.49
Current Income Taxes Payable	17.24	43.84	40.84	39.79	32.39	29.98
Other Current Liabilities	-	0.35	0.35	0.35	-	9.04
Long-Term Debt	2,693	2,141	1,925	1,925	1,759	1,792
Long-Term Leases	-	29.19	31.21	15.08	29.77	33.61
Pension & Post-Retirement Benefits	-	-	-	0.25	-	0.47
Other Long-Term Liabilities	149.87	18.92	15.11	11.04	31.77	25.83
Total Liabilities	11,624	11,169	10,565	10,272	9,706	8,996
Common Stock	299.27	299.27	299.27	299.27	299.27	299.27
Additional Paid-In Capital	58.82	58.82	58.82	58.82	58.82	58.82
Retained Earnings	1,251	1,266	1,179	1,083	990.57	814.25
Treasury Stock	-1.14	-1.14	-1.6	-	-	-1.54
Comprehensive Income & Other	16.67	16.66	17.93	25.84	20.71	112.27
Shareholders' Equity	1,624	1,640	1,553	1,467	1,369	1,283
Total Liabilities & Equity	13,248	12,809	12,118	11,739	11,076	10,280
Total Debt	2,693	2,579	2,542	2,518	2,316	2,149
Net Cash (Debt)	-1,683	-1,098	-938.71	-937.95	-1,039	-889.82
Net Cash Per Share	-561.23	-366.94	-313.64	-313.38	-347.21	-297.40
Filing Date Shares Outstanding	2.98	2.98	2.97	2.97	2.97	2.97
Total Common Shares Outstanding	2.98	2.98	2.97	2.97	2.97	2.97
Book Value Per Share	544.81	550.00	522.37	490.16	457.72	428.06
Tangible Book Value	1,624	1,640	1,553	1,467	1,369	1,283
Tangible Book Value Per Share	544.81	550.00	522.37	490.16	457.72	428.06