Sparebank 68° Nord Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	578.47	751.24	794.3	524.8	574.59
Investment Securities	69.15	104.73	127.24	140.45	256.21
Trading Asset Securities	901.78	852.01	785.32	751.74	684.5
Total Investments	970.93	956.74	912.56	892.19	940.71
Gross Loans	11,309	10,437	10,061	9,645	8,739
Allowance for Loan Losses	-99.61	-83.7	-74.93	-52.57	-39.52
Net Loans	11,209	10,354	9,986	9,592	8,699
Property, Plant & Equipment	44.96	48.79	34.43	49.82	55.82
Other Current Assets	-	-	-	-	0.37
Long-Term Deferred Tax Assets	2.32	2.39	6.59	7.87	7.34
Other Real Estate Owned & Foreclosed	0.43	0.43	0.43	1.08	1.08
Other Long-Term Assets	2.25	4.72	4.46	8.07	0.37
Total Assets	12,809	12,118	11,739	11,076	10,280
Accounts Payable	13.3	4.7	3.76	-	8.9
Accrued Expenses	17.49	14.79	13.23	-	3.34
Interest Bearing Deposits	8,496	7,947	7,686	7,327	6,770
Total Deposits	8,496	7,947	7,686	7,327	6,770
Short-Term Borrowings	0.32	0.46	0.37	0.56	2
Current Portion of Long-Term Debt	408.17	585.16	577.41	526.49	321.49
Current Income Taxes Payable	43.84	40.84	39.79	32.39	29.98
Other Current Liabilities	0.35	0.35	0.35	-	9.04
Long-Term Debt	2,141	1,925	1,925	1,759	1,792
Long-Term Leases	29.19	31.21	15.08	29.77	33.61
Pension & Post-Retirement Benefits	-	-	0.25	-	0.47
Other Long-Term Liabilities	18.92	15.11	11.04	31.77	25.83
Total Liabilities	11,169	10,565	10,272	9,706	8,996
Common Stock	299.27	299.27	299.27	299.27	299.27
Additional Paid-In Capital	58.82	58.82	58.82	58.82	58.82
Retained Earnings	1,266	1,179	1,083	990.57	814.25
Treasury Stock	-1.14	-1.6	-	-	-1.54
Comprehensive Income & Other	16.66	17.93	25.84	20.71	112.27
Shareholders' Equity	1,640	1,553	1,467	1,369	1,283
Total Liabilities & Equity	12,809	12,118	11,739	11,076	10,280
Total Debt	2,579	2,542	2,518	2,316	2,149
Net Cash (Debt)	-1,098	-938.71	-937.95	-1,039	-889.82
Net Cash Per Share	-366.94	-313.64	-313.38	-347.21	-297.40
Filing Date Shares Outstanding	2.98	2.97	2.97	2.97	2.97
Total Common Shares Outstanding	2.98	2.97	2.97	2.97	2.97
Book Value Per Share	550.00	522.37	490.16	457.72	428.06
Tangible Book Value	1,640	1,553	1,467	1,369	1,283
Tangible Book Value Per Share	550.00	522.37	490.16	457.72	428.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.