Sparebank 68° Nord Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	81.43	751.24	794.3	524.8	574.59	798.97
Investment Securities	80.21	104.73	127.24	140.45	256.21	372.1
Trading Asset Securities	892.88	852.01	785.32	751.74	684.5	592.7
Total Investments	973.09	956.74	912.56	892.19	940.71	964.79
Gross Loans	11,713	10,437	10,061	9,645	8,739	8,024
Allowance for Loan Losses	-92.95	-83.7	-74.93	-52.57	-39.52	-76.34
Net Loans	11,620	10,354	9,986	9,592	8,699	7,948
Property, Plant & Equipment	49.99	48.79	34.43	49.82	55.82	18.18
Other Current Assets	-	-	-	-	0.37	-0.01
Long-Term Deferred Tax Assets	-	2.39	6.59	7.87	7.34	8.36
Other Real Estate Owned & Foreclosed	0.43	0.43	0.43	1.08	1.08	1.08
Other Long-Term Assets	7.34	4.72	4.46	8.07	0.37	4.82
Total Assets	12,732	12,118	11,739	11,076	10,280	9,744
Accounts Payable	-	4.7	3.76	-	8.9	10.43
Accrued Expenses	-	14.79	13.23	-	3.34	6.1
Interest Bearing Deposits	8,451	7,947	7,686	7,327	6,770	6,373
Total Deposits	8,451	7,947	7,686	7,327	6,770	6,373
Short-Term Borrowings	0.46	0.46	0.37	0.56	2	3.91
Current Portion of Long-Term Debt	-	585.16	577.41	526.49	321.49	292.59
Current Income Taxes Payable	38.93	40.84	39.79	32.39	29.98	17.22
Other Current Liabilities	-	0.35	0.35	-	9.04	0.58
Long-Term Debt	2,551	1,925	1,925	1,759	1,792	1,834
Long-Term Leases	-	31.21	15.08	29.77	33.61	-
Pension & Post-Retirement Benefits	0.14	0.14	0.25	-	0.47	0.78
Long-Term Deferred Tax Liabilities	-	-	-	-	-	4.72
Other Long-Term Liabilities	70.04	14.98	11.04	31.77	25.83	12.88
Total Liabilities	11,112	10,565	10,272	9,706	8,996	8,556
Common Stock	299.27	299.27	299.27	299.27	299.27	299.27
Additional Paid-In Capital	58.82	58.82	58.82	58.82	58.82	58.49
Retained Earnings	1,246	1,179	1,083	990.57	814.25	730.49
Treasury Stock	-1.26	-	-	-	-1.54	-2.38
Comprehensive Income & Other	17.93	16.33	25.84	20.71	112.27	101.32
Shareholders' Equity	1,621	1,553	1,467	1,369	1,283	1,187
Total Liabilities & Equity	12,732	12,118	11,739	11,076	10,280	9,744
Total Debt	2,551	2,542	2,518	2,316	2,149	2,131
Net Cash (Debt)	-1,577	-938.71	-937.95	-1,039	-889.82	-738.9
Net Cash Per Share	-528.26	-313.64	-313.38	-347.21	-297.40	-246.96
Filing Date Shares Outstanding	2.98	2.97	2.97	2.97	2.97	2.97
Total Common Shares Outstanding	2.98	2.97	2.97	2.97	2.97	2.97
Book Value Per Share	543.89	522.37	490.16	457.72	428.06	396.50
Tangible Book Value	1,621	1,553	1,467	1,369	1,283	1,187
Tangible Book Value Per Share	543.89	522.37	490.16	457.72	428.06	396.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.