SpareBank 1 Nordmøre Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,507	1,512	1,452	1,230	752	460
Interest Income on Investments	224	252	204	171	91	59
Total Interest Income	1,731	1,764	1,656	1,401	843	519
Interest Paid on Deposits	991	1,002	954	760	342	155
Net Interest Income	740	762	702	641	501	364
Net Interest Income Growth	0.41%	8.55%	9.52%	27.94%	37.64%	46.77%
Gain (Loss) on Sale of Investments	6	6	40	15	55	-10
Gain (Loss) on Sale of Equity Investments	28	54	84	-2	11	46
Other Non-Interest Income	354	287	267	235	231	232
Total Non-Interest Income	388	347	391	248	297	268
Non-Interest Income Growth	-7.40%	-11.25%	57.66%	-16.50%	10.82%	34.00%
Revenues Before Loan Losses	1,128	1,109	1,093	889	798	632
Provision for Loan Losses	54	28	78	54	28	35
Revenue	1,074	1,081	1,015	835	770	597
Revenue Growth	-1.74%	6.50%	21.56%	8.44%	28.98%	39.49%
Salaries and Employee Benefits	260	255	240	234	202	180
Selling, General & Administrative	6	11	12	19	20	17
Other Non-Interest Expense	201	188	166	173	157	225
Total Non-Interest Expense	467	454	418	426	379	422
EBT Excluding Unusual Items	607	627	597	409	391	175
Pretax Income	607	627	597	409	391	175
Income Tax Expense	105	121	110	94	58	29
Earnings From Continuing Operations	502	506	487	315	333	146
Minority Interest in Earnings	1	-3	-1	-1	-2	-4
Net Income	503	503	486	314	331	142
Preferred Dividends & Other Adjustments	161	314	299	203	207	89
Net Income to Common	342	189	187	111	124	53
Net Income Growth	66.83%	1.07%	68.47%	-10.48%	133.96%	152.38%
Basic Shares Outstanding	-	10	10	9	9	9
Diluted Shares Outstanding	-	10	10	9	9	9
Shares Change	-	1.45%	10.25%	0.28%	1.29%	291.46%
EPS (Basic)	-	18.74	18.81	12.31	13.79	5.97
EPS (Diluted)	-	18.74	18.81	12.31	13.79	5.97
EPS Growth	-	-0.37%	52.80%	-10.73%	130.99%	-35.53%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	11.000	11.000	8.500	7.000	8.000	5.000
Dividend Growth	29.41%	29.41%	21.43%	-12.50%	60.00%	-23.08%
Effective Tax Rate	17.30%	19.30%	18.43%	22.98%	14.83%	16.57%