OSL:SOAG Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	746	755	756	720	569	428
Net Interest Income Growth	-1.06%	-0.13%	5.00%	26.54%	32.94%	0%
Non-Interest Income	654	-	-	412	420	492
Non-Interest Income Growth	10.10%	-	-	-1.91%	-14.63%	18.55%
Revenues Before Loan Losses	1,399	755	756	1,131	989	920
Provision for Credit Losses	10	9	42	16	9	-7
Revenue	1,389	746	714	1,115	980	927
Revenue Growth	7.01%	4.48%	-35.96%	13.78%	5.72%	12.64%
Compensation Expenses	345	337	305	278	235	222
Selling, General & Admin	241	-	-	202	176	155
Total Non-Interest Expense	586	337	305	480	412	378
Pretax Income	805	798	794	635	567	549
Provision for Income Taxes	135	141	143	142	115	106
Net Income	670	657	651	493	452	443
Net Income to Common	669	657	651	493	452	443
Net Income Growth	7.90%	0.92%	32.05%	9.07%	2.03%	20.05%
Shares Outstanding (Basic)	13	13	12	12	12	12
Shares Outstanding (Diluted)	13	13	12	12	12	12
Shares Change	0.17%	7.44%	-	-	-	-
EPS (Basic)	49.83	49.36	48.91	37.27	34.17	33.46
EPS (Diluted)	49.83	49.36	48.91	37.27	34.17	33.46
EPS Growth	7.72%	0.92%	31.23%	9.07%	2.12%	19.93%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	787	716	-504	334	300	729
Free Cash Flow Growth	-	-	-	11.33%	-58.85%	-8.65%
Free Cash Flow Per Share	58.62	53.79	-40.68	26.96	24.22	58.84
Dividends Per Share	24.500	24.500	20.100	21.500	17.800	16.200
Dividend Growth	21.89%	21.89%	-6.51%	20.79%	9.88%	362.86%
Profit Margin	48.24%	88.07%	91.18%	44.22%	46.12%	47.79%
FCF Margin	56.66%	95.98%	-70.59%	29.96%	30.61%	78.64%
Effective Tax Rate	16.77%	17.67%	18.01%	22.36%	20.28%	19.31%