SpareBank 1 Østlandet (OSL:SPOL)
Norway · Delayed Price · Currency is NOK 205.90
-1.65 (-0.79%)
Nov 6, 2026, 4:25 PM CET
SpareBank 1 Østlandet Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 7,093 | 7,352 | 6,647 | 5,037 | 4,415 | 4,418 |
Revenue Growth | 0.23% | 10.61% | 31.96% | 14.09% | -0.07% | 15.32% |
Net Income Net Income Growth | 3,007 | 2,472 | 2,257 | 1,501 | 1,316 | 1,386 |
Earnings Per Share EPS Growth | 16.75 | 18.20 | 18.94 | 12.96 | 11.36 | 11.97 |
EPS Growth | -3.46% | -3.93% | 46.15% | 14.06% | -5.05% | 25.20% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Division Retail Division Growth | 3,212 | 2,670 | 2,126 | 1,874 | 1,871 |
Corporate Division Corporate Division Growth | 2,187 | 1,896 | 1,690 | 1,480 | 1,189 |
Sparebank 1 Finans Østlandet Group Sparebank 1 Finans Østlandet Group Growth | 438 | 411 | 224 | 278 | 346 |
Eiendomsmegler 1 Østlandet as Eiendomsmegler 1 Østlandet as Growth | 441 | - | - | - | - |
Sparebank 1 Forretnings- Partner Østlandet Sparebank 1 Forretnings- Partner Østlandet Growth | 191 | 183 | 134 | 170 | 189 |
Totens Sparebank Boligkreditt As Totens Sparebank Boligkreditt As Growth | 16 | 5 | - | - | - |
Other Operations/Eliminations Other Operations/Eliminations Growth | 865 | 1,100 | 546 | 282 | 475 |
Eiendomsmegler 1 Oslo Akershus Group Eiendomsmegler 1 Oslo Akershus Group Growth | - | 223 | 188 | 198 | 218 |
Eiendomsmegler 1 Østlandet as (2) Eiendomsmegler 1 Østlandet as (2) Growth | - | 160 | 128 | 132 | 129 |
Total Total Growth | 7,350 | 6,648 | 5,036 | 4,414 | 4,417 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,628 | 41,934 | 39,850 | 32,411 | 29,714 | 26,364 |
Total Debt Total Debt Growth | 47,062 | 49,379 | 53,999 | 47,472 | 50,636 | 43,157 |
Net Cash (Debt) Net Cash Growth | -45,434 | -7,445 | -14,149 | -15,061 | -20,922 | -16,793 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -253.12 | -54.80 | -118.73 | -130.03 | -180.63 | -144.98 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 7,532 | 6,631 | 7,152 | 5,169 | -3,909 | -9,690 |
Capital Expenditures CapEx Growth | -143 | -108 | -232 | -101 | - | -90 |
Free Cash Flow Free Cash Flow Growth | 7,389 | 6,523 | 6,920 | 5,068 | -3,909 | -9,780 |
Free Cash Flow Growth | -30.51% | -5.74% | 36.54% | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 42.39% | 33.62% | 33.95% | 29.80% | 29.81% | 31.37% |
FCF Margin | 104.17% | 88.72% | 104.11% | 100.62% | -88.54% | -221.37% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 12.700 | 12.700 | 10.300 | 7.800 | 6.800 | 6.000 |
Dividend Per Share Growth | 23.30% | 23.30% | 32.05% | 14.71% | 13.33% | 25.26% |
Dividend Yield | 6.17% | 6.17% | 7.66% | 5.88% | 5.61% | 4.12% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.29 | 11.31 | 8.09 | 10.23 | 10.67 | 12.17 |
Forward PE | 11.79 | 12.38 | 10.54 | 9.05 | 9.07 | 11.70 |
P/FCF Ratio | 3.79 | 4.29 | 2.64 | 3.03 | - | - |
PS Ratio | 3.94 | 3.80 | 2.75 | 3.05 | 3.18 | 3.82 |