SpareBank 1 Østlandet Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	28,463	27,967	18,262	15,359	14,039	16,865
Market Cap Growth	23.02%	53.14%	18.90%	9.41%	-16.76%	48.88%
Last Close Price	209.50	192.94	139.12	110.02	94.88	109.25
PE Ratio	11.51	11.31	8.09	10.23	10.67	12.17
PS Ratio	3.87	3.80	2.75	3.05	3.18	3.82
PB Ratio	1.02	1.00	0.70	0.74	0.71	0.90
P/FCF Ratio	4.36	4.29	2.64	3.03	-	-
P/OCF Ratio	4.29	4.22	2.55	2.97	-	-
Debt / Equity Ratio	1.77	1.77	2.06	2.30	2.56	2.31
Debt / FCF Ratio	7.57	7.57	7.80	9.37	-	-
Net Debt / Equity Ratio	0.27	0.27	0.54	0.73	1.06	0.90
Net Debt / FCF Ratio	1.14	1.14	2.05	2.97	-5.35	-1.72
Return on Equity (ROE)	13.13%	13.13%	14.32%	10.98%	10.12%	11.28%
Return on Assets (ROA)	1.67%	1.67%	1.74%	1.28%	1.20%	1.34%
Earnings Yield	8.69%	12.57%	18.21%	14.44%	13.73%	11.94%
FCF Yield	22.92%	23.32%	37.89%	33.00%	-27.84%	-57.99%
Dividend Yield	6.14%	6.58%	7.40%	7.09%	7.17%	5.49%
Payout Ratio	57.08%	57.08%	42.21%	53.61%	51.53%	38.85%
Buyback Yield / Dilution	-14.01%	-14.01%	-2.88%	-	-	-
Total Shareholder Return	-7.87%	-7.42%	4.52%	7.09%	7.17%	5.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.