SpareBank 1 Østlandet (OSL:SPOL)

SpareBank 1 Østlandet Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	249	859	677	717	964
Investment Securities	46,505	7,988	6,766	5,721	5,875	5,642
Trading Asset Securities	1,628	41,685	38,991	31,734	28,997	25,400
Total Investments	48,133	49,673	45,757	37,455	34,872	31,042
Gross Loans	-	162,455	161,310	136,386	132,130	122,258
Allowance for Loan Losses	-	-1,064	-1,111	-672	-446	-443
Other Adjustments to Gross Loans	-	-34	-50	-43	-33	-45
Net Loans	-	161,357	160,149	135,671	131,651	121,770
Property, Plant & Equipment	710	630	688	610	619	603
Goodwill	-	1,086	1,090	266	278	307
Other Intangible Assets	1,373	312	343	67	75	83
Accrued Interest Receivable	-	34	39	26	20	43
Restricted Cash	-	539	601	678	1,408	-
Other Current Assets	-	296	181	154	136	150
Other Long-Term Assets	1,011	555	860	729	643	497
Total Assets	217,171	214,731	210,567	176,333	170,419	155,459

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	117	128	115	103	86
Accrued Expenses	-	265	245	143	115	114
Interest Bearing Deposits	139,742	22,526	19,665	19,820	11,655	7,771
Non-Interest Bearing Deposits	-	112,708	108,605	86,715	87,158	84,407
Total Deposits	139,742	135,234	128,270	106,535	98,813	92,178
Short-Term Borrowings	1,876	2,829	3,351	2,828	3,707	1,537
Current Portion of Long-Term Debt	-	3,530	7,336	10,895	8,747	5,577
Current Portion of Leases	-	66	41	37	33	36
Current Income Taxes Payable	421	682	608	496	211	709
Long-Term Debt	45,186	42,724	43,164	33,611	38,033	35,886
Long-Term Leases	-	230	107	101	116	121
Pension & Post-Retirement Benefits	-	71	70	71	75	80
Long-Term Deferred Tax Liabilities	676	666	640	489	383	130
Other Long-Term Liabilities	1,395	481	394	354	286	299
Total Liabilities	189,296	186,895	184,354	155,675	150,622	136,753

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	12,963	12,322	12,068	10,816	10,480	10,229
Additional Paid-In Capital	2,682	2,682	2,682	848	848	848
Retained Earnings	7,943	8,557	7,415	6,436	5,486	4,772
Comprehensive Income & Other	4,005	3,981	3,755	2,291	2,697	2,741
Total Common Equity	27,593	27,542	25,920	20,391	19,511	18,590
Minority Interest	282	294	293	267	286	116
Shareholders' Equity	27,875	27,836	26,213	20,658	19,797	18,706
Total Liabilities & Equity	217,171	214,731	210,567	176,333	170,419	155,459

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	47,062	49,379	53,999	47,472	50,636	43,157
Net Cash (Debt)	-45,434	-7,445	-14,149	-15,061	-20,922	-16,793
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-253.12	-54.80	-118.73	-130.03	-180.63	-144.98
Filing Date Shares Outstanding	194.81	135.86	135.86	115.83	115.83	115.83
Total Common Shares Outstanding	194.81	135.86	135.86	115.83	115.83	115.83
Book Value Per Share	141.64	188.95	177.38	167.41	159.81	151.86
Tangible Book Value	26,220	26,144	24,487	20,058	19,158	18,200
Tangible Book Value Per Share	134.60	178.66	166.83	164.53	156.76	148.49

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error