SpareBank 1 Østlandet Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11	859	677	717	964
Investment Securities	47,708	6,766	5,721	5,875	5,642
Trading Asset Securities	1,965	38,991	31,734	28,997	25,400
Total Investments	49,673	45,757	37,455	34,872	31,042
Gross Loans	-	161,360	136,386	132,130	122,258
Allowance for Loan Losses	-	-1,161	-672	-446	-443
Other Adjustments to Gross Loans	-	-50	-43	-33	-45
Net Loans	-	160,149	135,671	131,651	121,770
Property, Plant & Equipment	630	688	610	619	603
Goodwill	-	1,090	266	278	307
Other Intangible Assets	1,398	343	67	75	83
Loans Held for Sale	162,134	-	-	-	-
Accrued Interest Receivable	-	39	26	20	43
Restricted Cash	-	601	678	1,408	-
Other Current Assets	-	181	154	136	150
Other Long-Term Assets	885	860	729	643	497
Total Assets	214,731	210,567	176,333	170,419	155,459
Accounts Payable	-	128	115	103	86
Accrued Expenses	-	245	143	115	114
Interest Bearing Deposits	135,234	19,665	19,820	11,655	7,771
Non-Interest Bearing Deposits	-	108,605	86,715	87,158	84,407
Total Deposits	135,234	128,270	106,535	98,813	92,178
Short-Term Borrowings	1,338	3,351	2,828	3,707	1,537
Current Portion of Long-Term Debt	-	7,336	10,895	8,747	5,577
Current Portion of Leases	-	41	37	33	36
Current Income Taxes Payable	682	608	496	211	709
Long-Term Debt	47,745	43,164	33,611	38,033	35,886
Long-Term Leases	-	107	101	116	121
Pension & Post-Retirement Benefits	-	70	71	75	80
Long-Term Deferred Tax Liabilities	666	640	489	383	130
Other Long-Term Liabilities	1,230	394	354	286	299
Total Liabilities	186,895	184,354	155,675	150,622	136,753
Common Stock	12,322	12,068	10,816	10,480	10,229
Additional Paid-In Capital	2,682	2,682	848	848	848
Retained Earnings	8,557	7,415	6,436	5,486	4,772
Comprehensive Income & Other	3,981	3,755	2,291	2,697	2,741
Total Common Equity	27,542	25,920	20,391	19,511	18,590
Minority Interest	294	293	267	286	116
Shareholders' Equity	27,836	26,213	20,658	19,797	18,706
Total Liabilities & Equity	214,731	210,567	176,333	170,419	155,459
Total Debt	49,083	53,999	47,472	50,636	43,157
Net Cash (Debt)	-47,107	-14,149	-15,061	-20,922	-16,793
Net Cash Per Share	-346.73	-118.73	-130.03	-180.63	-144.98
Filing Date Shares Outstanding	135.86	135.86	115.83	115.83	115.83
Total Common Shares Outstanding	135.86	135.86	115.83	115.83	115.83
Book Value Per Share	202.72	177.38	167.41	159.81	151.86
Tangible Book Value	26,144	24,487	20,058	19,158	18,200
Tangible Book Value Per Share	192.43	166.83	164.53	156.76	148.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.