SpareBank 1 Østlandet (OSL:SPOL)

SpareBank 1 Østlandet Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	859	677	717	964	852
Investment Securities	6,766	5,721	5,875	5,642	5,325
Trading Asset Securities	38,991	31,734	28,997	25,400	23,827
Total Investments	45,757	37,455	34,872	31,042	29,152
Gross Loans	161,311	136,386	132,130	122,258	114,828
Allowance for Loan Losses	-1,162	-672	-446	-443	-484
Other Adjustments to Gross Loans	-	-43	-33	-45	-52
Net Loans	160,149	135,671	131,651	121,770	114,292
Property, Plant & Equipment	688	610	619	603	620
Goodwill	-	266	278	307	307
Other Intangible Assets	1,433	67	75	83	103
Accrued Interest Receivable	-	26	20	43	36
Restricted Cash	601	678	1,408	-	-
Other Current Assets	-	154	136	150	158
Other Long-Term Assets	1,080	729	643	497	554
Total Assets	210,567	176,333	170,419	155,459	146,074
Accounts Payable	-	115	103	86	74
Accrued Expenses	-	143	115	114	107
Interest Bearing Deposits	128,270	19,820	11,655	7,771	8,481
Non-Interest Bearing Deposits	-	86,715	87,158	84,407	77,132
Total Deposits	128,270	106,535	98,813	92,178	85,613
Short-Term Borrowings	3,351	2,841	3,707	1,537	697
Current Portion of Long-Term Debt	2,247	10,895	8,747	5,577	8,663
Current Portion of Leases	-	37	33	36	35
Current Income Taxes Payable	608	496	211	709	128
Long-Term Debt	48,253	33,598	38,033	35,886	32,681
Long-Term Leases	-	101	116	121	126
Pension & Post-Retirement Benefits	-	71	75	80	83
Long-Term Deferred Tax Liabilities	640	489	383	130	288
Other Long-Term Liabilities	985	354	286	299	315
Total Liabilities	184,354	155,675	150,622	136,753	128,939
Common Stock	12,068	10,816	10,480	10,229	9,844
Additional Paid-In Capital	2,682	848	848	848	848
Retained Earnings	7,415	6,436	5,486	4,772	4,227
Comprehensive Income & Other	3,755	2,291	2,697	2,741	2,103
Total Common Equity	25,920	20,391	19,511	18,590	17,022
Minority Interest	293	267	286	116	113
Shareholders' Equity	26,213	20,658	19,797	18,706	17,135
Total Liabilities & Equity	210,567	176,333	170,419	155,459	146,074
Total Debt	53,851	47,472	50,636	43,157	42,202
Net Cash (Debt)	-14,001	-15,061	-20,922	-16,793	-17,523
Net Cash Per Share	-117.49	-130.03	-180.63	-144.98	-151.28
Filing Date Shares Outstanding	135.86	115.83	115.83	115.83	115.83
Total Common Shares Outstanding	135.86	115.83	115.83	115.83	115.83
Book Value Per Share	177.38	167.41	159.81	151.86	141.35
Tangible Book Value	24,487	20,058	19,158	18,200	16,612
Tangible Book Value Per Share	166.83	164.53	156.76	148.49	137.81

Source: S&P Capital IQ. Banks template. Financial Sources.