SpareBank 1 Østlandet Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	27,240	18,262	15,359	14,039	16,865	11,328
Market Cap Growth	41.50%	18.90%	9.41%	-16.76%	48.88%	5.73%
Last Close Price	200.50	148.44	117.39	101.23	116.56	75.37
PE Ratio	11.56	8.09	10.23	10.67	12.17	10.23
PS Ratio	3.85	2.75	3.05	3.18	3.82	2.96
PB Ratio	1.01	0.70	0.74	0.71	0.90	0.66
P/FCF Ratio	2.56	2.64	3.03	-	-	-
P/OCF Ratio	2.48	2.55	2.97	-	-	-
Debt / Equity Ratio	1.82	2.06	2.30	2.56	2.31	2.46
Debt / FCF Ratio	4.62	7.80	9.37	-	-	-
Net Debt / Equity Ratio	0.32	0.54	0.73	1.06	0.90	1.02
Net Debt / FCF Ratio	0.80	2.05	2.97	-5.35	-1.72	-2.66
Return on Equity (ROE)	13.58%	14.32%	10.98%	10.12%	11.28%	9.74%
Return on Assets (ROA)	1.68%	1.74%	1.28%	1.20%	1.34%	1.15%
Earnings Yield	8.54%	18.21%	14.44%	13.73%	11.94%	14.14%
FCF Yield	39.03%	37.89%	33.00%	-27.84%	-57.99%	-58.22%
Dividend Yield	5.19%	6.94%	6.64%	6.72%	5.15%	6.35%
Payout Ratio	61.11%	42.21%	53.61%	51.53%	38.85%	45.94%
Buyback Yield / Dilution	-15.85%	-2.88%	-	-	-	-0.03%
Total Shareholder Return	-10.66%	4.06%	6.64%	6.72%	5.15%	6.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.