Voss Veksel- og Landmandsbank ASA (OSL:VVL)
Norway flag Norway · Delayed Price · Currency is NOK
428.00
+2.00 (0.47%)
Oct 30, 2026, 2:59 PM CET

OSL:VVL Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
192.07196.89189.72171.25130.23109.48
Revenue Growth
-3.14%3.78%10.78%31.50%18.96%10.45%
Net Income
83.1189.3190.7977.6554.244.6
Earnings Per Share
35.4538.2038.9133.0423.6019.53
EPS Growth
-11.03%-1.82%17.77%40.00%20.84%30.37%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Market
140.06137.44134.88118.0494.5474.53
Corporate Market
45.4849.7655.0756.6244.0235.42
Undistributed
-1.199.69-0.23-3.41-8.33-0.47
Total
184.34196.89189.72171.25130.24109.48

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
693.21755.06734.94809.67673.23658.7
Total Debt
1,0871,0861,0151,1101,0501,116
Net Cash (Debt)
-393.92-331.29-279.78-299.84-376.88-457.28
Net Cash Growth
------
Net Cash Per Share
-168.04-141.71-119.91-127.58-164.12-200.23

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-96.7620.3393.32173.5124.64-7.29
Capital Expenditures
-4.69-6.72-3.86-1.3-0.87-
Free Cash Flow
-101.4513.6189.46172.2123.77-7.29
Free Cash Flow Growth
--84.78%-48.05%39.13%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.27%45.36%47.85%45.34%41.61%40.74%
FCF Margin
-52.82%6.91%47.15%100.55%95.04%-6.66%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
18.75018.75016.50014.10010.50010.050
Dividend Per Share Growth
13.64%13.64%17.02%34.29%4.48%-2.43%
Dividend Yield
4.38%4.64%5.32%5.83%4.73%4.98%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.079.977.536.879.039.98
Forward PE
10.4410.497.987.608.319.42
P/FCF Ratio
-65.417.643.103.95-
PS Ratio
4.914.523.603.113.764.07