Voss Veksel- og Landmandsbank ASA (OSL:VVL)
Norway flag Norway · Delayed Price · Currency is NOK
444.00
+8.00 (1.83%)
Aug 27, 2026, 10:26 AM CET

OSL:VVL Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
192.07196.89189.72171.25130.23109.48
Revenue Growth
-3.14%3.78%10.78%31.50%18.96%10.45%
Net Income
83.1189.3190.7977.6554.244.6
Earnings Per Share
35.4538.2038.9133.0423.6019.53
EPS Growth
-11.03%-1.82%17.77%40.00%20.84%30.37%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Market
140.06137.44134.88118.0494.5474.53
Corporate Market
45.4849.7655.0756.6244.0235.42
Undistributed
-1.199.69-0.23-3.41-8.33-0.47
Total
184.34196.89189.72171.25130.24109.48

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
693.21755.06734.94809.67673.23658.7
Total Debt
1,0871,0861,0151,1101,0501,116
Net Cash (Debt)
-393.92-331.29-279.78-299.84-376.88-457.28
Net Cash Growth
------
Net Cash Per Share
-168.04-141.71-119.91-127.58-164.12-200.23

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-96.7620.3393.32173.5124.64-7.29
Capital Expenditures
-4.69-6.72-3.86-1.3-0.87-
Free Cash Flow
-101.4513.6189.46172.2123.77-7.29
Free Cash Flow Growth
--84.78%-48.05%39.13%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.27%45.36%47.85%45.34%41.61%40.74%
FCF Margin
-52.82%6.91%47.15%100.55%95.04%-6.66%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
18.75018.75016.50014.10010.50010.050
Dividend Per Share Growth
13.64%13.64%17.02%34.29%4.48%-2.43%
Dividend Yield
4.24%4.82%5.79%6.69%5.67%6.20%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.309.977.536.879.039.98
Forward PE
11.2310.497.987.608.319.42
P/FCF Ratio
-65.417.643.103.95-
PS Ratio
5.004.523.603.113.764.07