Voss Veksel- og Landmandsbank ASA (OSL:VVL)
Norway flag Norway · Delayed Price · Currency is NOK
442.00
+6.00 (1.38%)
Aug 4, 2026, 2:05 PM CET

OSL:VVL Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
190.38192.14186.9738.2220.917.37
Revenue Growth
2.86%2.77%389.15%82.90%20.28%-82.47%
Net Income
85.6489.3190.7877.6554.1944.6
Earnings Per Share
36.6438.2038.9133.0423.6019.53
EPS Growth
-4.76%-1.82%17.77%40.00%20.84%30.37%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Market
46.9749.7655.0756.6244.0235.42
Retail Market
139.22137.44134.88118.0494.5474.53
Undistributed
8.599.69-0.23-3.41-8.33-0.47
Total
194.78196.89189.72171.25130.24109.48

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
84.9282.5681.0577.9376.8180.38
Total Debt
1,0871,1671,0951,1701,0501,176
Net Cash (Debt)
-1,087-1,167-1,095-1,170-1,050-1,176
Net Cash Growth
------
Net Cash Per Share
-464.90-499.12-469.45-526.75-472.90-514.96

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-110.4820.3393.32173.51124.64-7.29
Capital Expenditures
-6.09-6.72-3.86-1.3-0.870
Free Cash Flow
-116.5713.6189.46172.2123.77-7.29
Free Cash Flow Growth
--84.78%-48.05%39.13%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
58.33%60.33%63.13%264.46%337.37%333.85%
Profit Margin
44.98%46.48%48.56%203.16%259.33%256.70%
FCF Margin
-61.23%7.08%47.85%450.52%592.25%-41.97%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
18.75018.75016.50014.10010.50010.050
Dividend Per Share Growth
13.64%13.64%17.02%34.29%4.48%-2.43%
Dividend Yield
4.30%0.00%0.00%4.31%4.49%4.92%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0710.587.977.329.4110.34
Forward PE
12.6210.497.987.608.319.42
P/FCF Ratio
-65.417.643.123.98-
PS Ratio
5.004.633.6514.0623.5925.62