Voss Veksel- og Landmandsbank ASA (OSL:VVL)

OSL:VVL Statistics

Total Valuation

OSL:VVL has a market cap or net worth of NOK 1.10 billion.

Market Cap	1.10B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, August 12, 2026.

Earnings Date	Aug 12, 2026
Ex-Dividend Date	Apr 30, 2026

Share Statistics

OSL:VVL has 2.20 million shares outstanding. The number of shares has increased by 0.35% in one year.

Current Share Class	2.20M
Shares Outstanding	2.20M
Shares Change (YoY)	+0.35%
Shares Change (QoQ)	+1.89%
Owned by Insiders (%)	3.41%
Owned by Institutions (%)	16.96%
Float	1.96M

Valuation Ratios

The trailing PE ratio is 13.65 and the forward PE ratio is 14.10.

PE Ratio	13.65
Forward PE	14.10
PS Ratio	5.65
PB Ratio	1.28
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-18.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.34%.

Return on Equity (ROE)	10.34%
Return on Assets (ROA)	1.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.01%
Revenue Per Employee	6.96M
Profits Per Employee	3.06M
Employee Count	29
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:VVL has paid 25.41 million in taxes.

Income Tax	25.41M
Effective Tax Rate	22.88%

Stock Price Statistics

The stock price has increased by +36.61% in the last 52 weeks. The beta is 0.31, so OSL:VVL's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+36.61%
50-Day Moving Average	477.00
200-Day Moving Average	410.57
Relative Strength Index (RSI)	57.43
Average Volume (20 Days)	332

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:VVL had revenue of NOK 194.87 million and earned 85.81 million in profits. Earnings per share was 36.62.

Revenue	194.87M
Gross Profit	194.87M
Operating Income	111.04M
Pretax Income	111.04M
Net Income	85.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	36.62

Balance Sheet

The company has 625.83 million in cash and 1.09 billion in debt, with a net cash position of -460.77 million or -209.09 per share.

Cash & Cash Equivalents	625.83M
Total Debt	1.09B
Net Cash	-460.77M
Net Cash Per Share	-209.09
Equity (Book Value)	858.15M
Book Value Per Share	366.04
Working Capital	-4.53B

Cash Flow

In the last 12 months, operating cash flow was -53.85 million and capital expenditures -6.09 million, giving a free cash flow of -59.94 million.

Operating Cash Flow	-53.85M
Capital Expenditures	-6.09M
Depreciation & Amortization	n/a
Net Borrowing	70.00M
Free Cash Flow	-59.94M
FCF Per Share	-27.20

Margins

Gross Margin	n/a
Operating Margin	56.98%
Pretax Margin	56.98%
Profit Margin	44.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 18.75, which amounts to a dividend yield of 3.64%.

Dividend Per Share	18.75
Dividend Yield	3.64%
Dividend Growth (YoY)	13.64%
Years of Dividend Growth	3
Payout Ratio	47.53%
Buyback Yield	-0.35%
Shareholder Yield	3.29%
Earnings Yield	7.79%
FCF Yield	-5.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 20.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	20

Scores

Altman Z-Score	n/a
Piotroski F-Score	2