OSL:VVL Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	161.39	295.02	245.08	343.07	225.83	213.42
Investment Securities	138.6	129.66	115.36	118.59	101.61	61.81
Trading Asset Securities	464.44	460.04	489.86	466.6	447.41	445.28
Total Investments	603.04	589.7	605.22	585.18	549.01	507.09
Gross Loans	6,201	6,137	5,646	5,344	5,090	5,034
Allowance for Loan Losses	-24.33	-26.52	-28.33	-25.22	-27.92	-30.46
Net Loans	6,177	6,110	5,617	5,318	5,062	5,004
Property, Plant & Equipment	23.79	24.35	19.48	16.89	17.01	1.46
Investments in Real Estate	-	-	-	-	-	16.21
Accrued Interest Receivable	-	0.94	2.53	1.36	2.1	1.26
Other Current Assets	-	-0.18	-0.27	0.01	1.12	1.76
Long-Term Deferred Tax Assets	-	-	-	-	1.95	1.49
Other Long-Term Assets	6.53	6.99	3.48	2.83	1.2	0.59
Total Assets	6,971	7,027	6,493	6,268	5,861	5,747
Accounts Payable	-	3.16	4.95	5.53	1.34	0.8
Accrued Expenses	-	9.29	6.62	6.69	5.59	8.24
Interest Bearing Deposits	4,960	5,049	4,644	4,390	4,071	3,970
Total Deposits	4,960	5,049	4,644	4,390	4,071	3,970
Short-Term Borrowings	-	-	-	-	0.02	0.02
Current Portion of Long-Term Debt	200.72	100.22	332.07	376.11	207.53	300.17
Current Income Taxes Payable	-	24.82	24.63	19.58	16.53	-
Long-Term Debt	885.87	986.13	682.64	733.4	842.55	815.78
Long-Term Deferred Tax Liabilities	11.55	6	4.2	1.55	-	15.14
Other Long-Term Liabilities	55.03	6.45	17.56	10.01	22.49	15.31
Total Liabilities	6,113	6,185	5,716	5,543	5,167	5,126
Common Stock	11.1	11.1	11.1	11.1	11.1	11.1
Additional Paid-In Capital	47	47	47	47	47	47
Retained Earnings	706.33	690.8	630.14	576.48	525.88	495.32
Treasury Stock	-0.08	-0.08	-0.08	-0.08	-0.08	-0.08
Comprehensive Income & Other	92.5	91.54	87.48	89.61	109.71	68.13
Total Common Equity	856.84	840.35	775.64	724.1	693.61	621.46
Minority Interest	1.32	1.43	0.76	0.42	0.09	-
Shareholders' Equity	858.15	841.78	776.4	724.52	693.7	621.46
Total Liabilities & Equity	6,971	7,027	6,493	6,268	5,861	5,747
Total Debt	1,087	1,086	1,015	1,110	1,050	1,116
Net Cash (Debt)	-460.77	-331.29	-279.78	-299.84	-376.88	-457.28
Net Cash Per Share	-196.65	-141.71	-119.91	-127.58	-164.12	-200.23
Filing Date Shares Outstanding	2.2	2.2	2.2	2.2	2.2	2.2
Total Common Shares Outstanding	2.2	2.2	2.2	2.2	2.2	2.2
Book Value Per Share	366.04	358.56	329.19	305.80	280.11	263.80
Tangible Book Value	856.84	840.35	775.64	724.1	693.61	621.46
Tangible Book Value Per Share	366.04	358.56	329.19	305.80	280.11	263.80