Voss Veksel- og Landmandsbank ASA (OSL:VVL)

OSL:VVL Statistics

Total Valuation

OSL:VVL has a market cap or net worth of NOK 903.52 million.

Market Cap	903.52M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Apr 30, 2026

Share Statistics

OSL:VVL has 2.20 million shares outstanding. The number of shares has increased by 0.20% in one year.

Current Share Class	2.20M
Shares Outstanding	2.20M
Shares Change (YoY)	+0.20%
Shares Change (QoQ)	-1.14%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.73 and the forward PE ratio is 10.61.

PE Ratio	10.73
Forward PE	10.61
PS Ratio	4.59
PB Ratio	1.07
P/TBV Ratio	1.08
P/FCF Ratio	66.39
P/OCF Ratio	44.96
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	79.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.04%.

Return on Equity (ROE)	11.04%
Return on Assets (ROA)	1.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.73%
Revenue Per Employee	8.56M
Profits Per Employee	3.88M
Employee Count	24
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:VVL has paid 26.61 million in taxes.

Income Tax	26.61M
Effective Tax Rate	22.96%

Stock Price Statistics

The stock price has increased by +24.24% in the last 52 weeks. The beta is 0.32, so OSL:VVL's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+24.24%
50-Day Moving Average	393.32
200-Day Moving Average	381.73
Relative Strength Index (RSI)	62.94
Average Volume (20 Days)	135

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:VVL had revenue of NOK 196.89 million and earned 89.31 million in profits. Earnings per share was 38.20.

Revenue	196.89M
Gross Profit	196.89M
Operating Income	115.92M
Pretax Income	115.92M
Net Income	89.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	38.20

Balance Sheet

The company has 424.69 million in cash and 1.09 billion in debt, with a net cash position of -661.67 million or -300.25 per share.

Cash & Cash Equivalents	424.69M
Total Debt	1.09B
Net Cash	-661.67M
Net Cash Per Share	-300.25
Equity (Book Value)	841.78M
Book Value Per Share	358.56
Working Capital	-4.76B

Cash Flow

In the last 12 months, operating cash flow was 20.10 million and capital expenditures -6.49 million, giving a free cash flow of 13.61 million.

Operating Cash Flow	20.10M
Capital Expenditures	-6.49M
Free Cash Flow	13.61M
FCF Per Share	6.18

Margins

Gross Margin	n/a
Operating Margin	58.88%
Pretax Margin	58.88%
Profit Margin	45.36%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	6.91%

Dividends & Yields

This stock pays an annual dividend of 18.75, which amounts to a dividend yield of 4.57%.

Dividend Per Share	18.75
Dividend Yield	4.57%
Dividend Growth (YoY)	13.64%
Years of Dividend Growth	3
Payout Ratio	40.71%
Buyback Yield	-0.20%
Shareholder Yield	4.37%
Earnings Yield	9.88%
FCF Yield	1.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 20.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	20

Scores

Altman Z-Score	n/a
Piotroski F-Score	3