Voss Veksel- og Landmandsbank ASA (OSL:VVL)

OSL:VVL Statistics

Total Valuation

OSL:VVL has a market cap or net worth of NOK 837.41 million.

Market Cap	837.41M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

OSL:VVL has 2.20 million shares outstanding. The number of shares has increased by 1.10% in one year.

Current Share Class	2.20M
Shares Outstanding	2.20M
Shares Change (YoY)	+1.10%
Shares Change (QoQ)	+1.67%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	3.18%
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.10 and the forward PE ratio is 9.69.

PE Ratio	10.10
Forward PE	9.69
PS Ratio	4.30
PB Ratio	1.03
P/TBV Ratio	1.03
P/FCF Ratio	5.27
P/OCF Ratio	4.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.23%.

Return on Equity (ROE)	11.23%
Return on Assets (ROA)	1.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	8.46M
Profits Per Employee	3.82M
Employee Count	24
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:VVL has paid 26.32 million in taxes.

Income Tax	26.32M
Effective Tax Rate	23.02%

Stock Price Statistics

The stock price has increased by +21.02% in the last 52 weeks. The beta is 0.31, so OSL:VVL's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+21.02%
50-Day Moving Average	377.16
200-Day Moving Average	366.91
Relative Strength Index (RSI)	52.95
Average Volume (20 Days)	463

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:VVL had revenue of NOK 194.67 million and earned 87.91 million in profits. Earnings per share was 37.63.

Revenue	194.67M
Gross Profit	194.67M
Operating Income	114.35M
Pretax Income	114.35M
Net Income	87.91M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	37.63

Balance Sheet

The company has 726.37 million in cash and 985.69 million in debt, giving a net cash position of -259.32 million or -117.67 per share.

Cash & Cash Equivalents	726.37M
Total Debt	985.69M
Net Cash	-259.32M
Net Cash Per Share	-117.67
Equity (Book Value)	812.72M
Book Value Per Share	345.49
Working Capital	-4.24B

Cash Flow

In the last 12 months, operating cash flow was 168.19 million and capital expenditures -9.17 million, giving a free cash flow of 159.02 million.

Operating Cash Flow	168.19M
Capital Expenditures	-9.17M
Free Cash Flow	159.02M
FCF Per Share	72.16

Margins

Gross Margin	n/a
Operating Margin	58.74%
Pretax Margin	58.74%
Profit Margin	45.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	81.68%

Dividends & Yields

This stock pays an annual dividend of 16.50, which amounts to a dividend yield of 4.34%.

Dividend Per Share	16.50
Dividend Yield	4.34%
Dividend Growth (YoY)	17.02%
Years of Dividend Growth	2
Payout Ratio	46.73%
Buyback Yield	-1.10%
Shareholder Yield	3.25%
Earnings Yield	10.50%
FCF Yield	18.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 20.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	20

Scores

Altman Z-Score	n/a
Piotroski F-Score	4