Voss Veksel- og Landmandsbank ASA (OSL:VVL)

OSL:VVL Statistics

Total Valuation

OSL:VVL has a market cap or net worth of NOK 828.60 million.

Market Cap	828.60M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

OSL:VVL has 2.20 million shares outstanding. The number of shares has increased by 0.42% in one year.

Current Share Class	2.20M
Shares Outstanding	2.20M
Shares Change (YoY)	+0.42%
Shares Change (QoQ)	-1.49%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	3.18%
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.44 and the forward PE ratio is 9.74.

PE Ratio	9.44
Forward PE	9.74
PS Ratio	4.18
PB Ratio	1.05
P/TBV Ratio	1.05
P/FCF Ratio	2.83
P/OCF Ratio	2.79
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.47
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	8.62M
Profits Per Employee	4.04M
Employee Count	24
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:VVL has paid 27.98 million in taxes.

Income Tax	27.98M
Effective Tax Rate	23.13%

Stock Price Statistics

The stock price has increased by +27.03% in the last 52 weeks. The beta is 0.28, so OSL:VVL's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	+27.03%
50-Day Moving Average	377.20
200-Day Moving Average	360.82
Relative Strength Index (RSI)	49.67
Average Volume (20 Days)	596

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:VVL had revenue of NOK 198.29 million and earned 92.85 million in profits. Earnings per share was 39.85.

Revenue	198.29M
Gross Profit	198.29M
Operating Income	120.98M
Pretax Income	120.98M
Net Income	92.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	39.85

Balance Sheet

The company has 831.73 million in cash and 1.02 billion in debt, giving a net cash position of -183.79 million or -83.40 per share.

Cash & Cash Equivalents	831.73M
Total Debt	1.02B
Net Cash	-183.79M
Net Cash Per Share	-83.40
Equity (Book Value)	790.55M
Book Value Per Share	335.50
Working Capital	-4.13B

Cash Flow

In the last 12 months, operating cash flow was 297.47 million and capital expenditures -5.06 million, giving a free cash flow of 292.41 million.

Operating Cash Flow	297.47M
Capital Expenditures	-5.06M
Free Cash Flow	292.41M
FCF Per Share	132.69

Margins

Gross Margin	n/a
Operating Margin	61.01%
Pretax Margin	61.01%
Profit Margin	46.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	147.46%

Dividends & Yields

This stock pays an annual dividend of 16.50, which amounts to a dividend yield of 4.39%.

Dividend Per Share	16.50
Dividend Yield	4.39%
Dividend Growth (YoY)	17.02%
Years of Dividend Growth	2
Payout Ratio	44.24%
Buyback Yield	-0.42%
Shareholder Yield	3.97%
Earnings Yield	11.21%
FCF Yield	35.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 20.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	20

Scores

Altman Z-Score	n/a
Piotroski F-Score	3