Bancorp 34, Inc. (BCTF)
OTCMKTS · Delayed Price · Currency is USD
16.06
-0.12 (-0.74%)
At close: Nov 12, 2026
Bancorp 34 Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 46.79 | 44.71 | 44.01 | 25.78 | 21.82 | 19.47 |
Interest Income on Investments | 6.43 | 8.48 | 6.77 | 2.35 | 1.94 | 1.41 |
Total Interest Income | 53.22 | 53.19 | 50.79 | 28.12 | 23.76 | 20.88 |
Interest Paid on Deposits | 18.42 | 20.09 | 19.02 | 11.14 | 3.68 | 1.49 |
Interest Paid on Borrowings | 1.42 | 1.38 | 2.47 | 1.81 | 1.63 | 0.68 |
Total Interest Expense | 19.84 | 21.48 | 21.49 | 12.95 | 5.31 | 2.16 |
Net Interest Income | 33.38 | 31.71 | 29.3 | 15.18 | 18.45 | 18.72 |
Net Interest Income Growth | 3.90% | 8.24% | 93.07% | -17.74% | -1.45% | 17.11% |
Gain (Loss) on Sale of Assets | - | - | -0.43 | - | -0.03 | -0.02 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | 0.2 |
Other Non-Interest Income | 0.6 | 0.5 | 0.4 | 0.24 | 0.57 | 0.87 |
Total Non-Interest Income | 1.21 | 0.96 | 0.54 | 0.73 | 0.55 | 1.3 |
Non-Interest Income Growth | - | 76.85% | -26.03% | 33.95% | -57.92% | 71.74% |
Revenues Before Loan Losses | 34.58 | 32.67 | 29.84 | 15.91 | 18.99 | 20.01 |
Provision for Loan Losses | -0.82 | -3.61 | 3.83 | 4.22 | 2.42 | 0.5 |
| 35.4 | 36.27 | 26.01 | 11.68 | 16.57 | 19.51 | |
Revenue Growth | 11.49% | 39.45% | 122.68% | -29.51% | -15.07% | 31.91% |
Salaries and Employee Benefits | 13.28 | 13.16 | 12.13 | 5.97 | 8.74 | 7.96 |
Federal Deposit Insurance | 0.51 | 0.51 | 0.59 | 0.35 | 0.43 | 0.23 |
Amortization of Goodwill & Intangibles | 1.55 | 1.55 | 1.34 | - | - | - |
Selling, General & Administrative | 8.96 | 8.67 | 9.43 | 4.75 | 4.36 | 4.29 |
Other Non-Interest Expense | 1.76 | 2.43 | 3.17 | 1.45 | 1.65 | 1.11 |
Total Non-Interest Expense | 26.07 | 26.33 | 26.65 | 12.53 | 15.18 | 13.59 |
EBT Excluding Unusual Items | 9.33 | 9.95 | -0.64 | -0.85 | 1.39 | 5.93 |
Other Unusual Items | - | - | 5.02 | - | - | - |
Pretax Income | 9.33 | 9.95 | 0.62 | -3.86 | 1.39 | 5.93 |
Income Tax Expense | 1.88 | 2.09 | -1.07 | -0.45 | 0.06 | 1.29 |
Earnings From Continuing Operations | 7.45 | 7.86 | 1.69 | -3.4 | 1.33 | 4.64 |
Net Income | 7.45 | 7.86 | 1.69 | -3.4 | 1.33 | 4.64 |
Preferred Dividends & Other Adjustments | 0 | 0 | 0 | 0.1 | 0.01 | 0.04 |
Net Income to Common | 7.44 | 7.86 | 1.69 | -3.51 | 1.32 | 4.6 |
Net Income Growth | 14.21% | 365.80% | - | - | -71.31% | 159.52% |
Basic Shares Outstanding | - | 7 | 7 | 4 | 2 | 3 |
Diluted Shares Outstanding | - | 7 | 7 | 4 | 2 | 3 |
Shares Change | - | 9.73% | 66.86% | 69.93% | -12.87% | -9.03% |
EPS (Basic) | - | 1.07 | 0.25 | -0.87 | 0.56 | 1.69 |
EPS (Diluted) | - | 1.07 | 0.25 | -0.87 | 0.56 | 1.69 |
EPS Growth | - | 324.50% | - | - | -66.92% | 186.44% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | - | 0.140 | 0.280 | 0.200 |
Dividend Growth | - | - | - | -50.00% | 40.00% | 0% |
Effective Tax Rate | 20.19% | 20.99% | - | - | 4.18% | 21.79% |