Ballston Spa Bancorp, Inc. (BSPA)

Market Cap	85.53M +203.5%
Revenue (ttm)	29.68M +9.4%
Net Income	4.54M -11.5%
EPS	6.11 -11.5%
Shares Out	1.13M
PE Ratio	12.43
Forward PE	n/a
Dividend	1.32 (1.74%)
Ex-Dividend Date	Mar 3, 2026

Volume	500
Average Volume	550
Open	75.76
Previous Close	74.99
Day's Range	75.76 - 76.00
52-Week Range	61.25 - 77.00
Beta	-0.14
RSI	62.60
Earnings Date	Aug 21, 2026

About Ballston Spa Bancorp

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. It offers checking, money market, savings, health savings, and individual retirement accounts, as well as certificates of deposit; loan products, such as mortgage and home construction, improvement, equity, auto, boat, RV, personal, commercial, and small business loans, as well as lines of cre...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1838
• Employees: 149
• Stock Exchange: OTCMKTS
• Ticker Symbol: BSPA

Financial Performance

In 2025, Ballston Spa Bancorp's revenue was $29.68 million, an increase of 9.37% compared to the previous year's $27.14 million. Earnings were $4.54 million, a decrease of -11.52%.