Ballston Spa Bancorp, Inc. (BSPA)
OTCMKTS · Delayed Price · Currency is USD
62.75
0.00 (0.00%)
Jul 15, 2025, 4:00 PM EDT
Ballston Spa Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 25.49 | 25.74 | 23.74 | 21.89 | 143.77 | 90.34 | Upgrade |
Investment Securities | 73.17 | 25.8 | 26.89 | 58.41 | 44.63 | 32.7 | Upgrade |
Mortgage-Backed Securities | - | 51.15 | 37.74 | 23.56 | 26.26 | 35.63 | Upgrade |
Total Investments | 73.17 | 76.95 | 64.63 | 81.97 | 70.89 | 68.33 | Upgrade |
Gross Loans | 772.08 | 763.98 | 708.87 | 627.65 | 533.02 | 510.25 | Upgrade |
Allowance for Loan Losses | -8.63 | -8.55 | -8.08 | -8.35 | -8.08 | -7.37 | Upgrade |
Net Loans | 763.45 | 755.44 | 700.79 | 619.3 | 524.94 | 502.87 | Upgrade |
Property, Plant & Equipment | 10.47 | 10.11 | 10.03 | 10.18 | 9.13 | 9.82 | Upgrade |
Goodwill | - | 1.6 | 1.6 | 1.6 | 1.6 | 1.6 | Upgrade |
Accrued Interest Receivable | - | 3.17 | 2.77 | 2.37 | 1.73 | 1.82 | Upgrade |
Other Long-Term Assets | 18.46 | 15.61 | 13.2 | 13.01 | 11.13 | 10.96 | Upgrade |
Total Assets | 898.64 | 898.12 | 823.53 | 755.78 | 768.37 | 691.26 | Upgrade |
Interest Bearing Deposits | 739.3 | 551.75 | 539.95 | 510.16 | 543.74 | 480.85 | Upgrade |
Non-Interest Bearing Deposits | - | 144.3 | 149.29 | 147.4 | 140.81 | 124.12 | Upgrade |
Total Deposits | 739.3 | 696.05 | 689.24 | 657.56 | 684.55 | 604.97 | Upgrade |
Short-Term Borrowings | 44.8 | 86.5 | 25.05 | 22 | 10 | 10 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | 30 | 30 | 30 | - | - | 5.88 | Upgrade |
Trust Preferred Securities | 7.75 | 7.75 | 7.75 | 12.91 | 12.91 | 12.91 | Upgrade |
Other Long-Term Liabilities | 10.71 | 13.32 | 11.66 | 10.59 | 11.05 | 12.3 | Upgrade |
Total Liabilities | 832.56 | 833.62 | 763.7 | 703.05 | 718.5 | 646.05 | Upgrade |
Common Stock | 9.64 | 9.6 | 9.6 | 9.6 | 9.6 | 9.6 | Upgrade |
Additional Paid-In Capital | - | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | Upgrade |
Retained Earnings | 57.63 | 56.58 | 52.33 | 48.02 | 42.91 | 38.73 | Upgrade |
Treasury Stock | -0.99 | -0.99 | -0.99 | -0.99 | -0.99 | -0.99 | Upgrade |
Comprehensive Income & Other | -0.21 | -0.74 | -1.15 | -3.94 | -1.68 | -2.17 | Upgrade |
Shareholders' Equity | 66.08 | 64.5 | 59.83 | 52.73 | 49.87 | 45.21 | Upgrade |
Total Liabilities & Equity | 898.64 | 898.12 | 823.53 | 755.78 | 768.37 | 691.26 | Upgrade |
Total Debt | 82.55 | 124.25 | 62.8 | 34.91 | 22.91 | 28.79 | Upgrade |
Net Cash (Debt) | -57.06 | -98.51 | -39.07 | -13.02 | 120.86 | 61.56 | Upgrade |
Net Cash Growth | - | - | - | - | 96.34% | - | Upgrade |
Net Cash Per Share | -76.85 | -132.64 | -52.60 | -17.53 | 162.74 | 82.89 | Upgrade |
Filing Date Shares Outstanding | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | Upgrade |
Total Common Shares Outstanding | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | Upgrade |
Book Value Per Share | 88.88 | 86.84 | 80.56 | 71.00 | 67.16 | 60.88 | Upgrade |
Tangible Book Value | 66.08 | 62.9 | 58.24 | 51.14 | 48.28 | 43.62 | Upgrade |
Tangible Book Value Per Share | 88.88 | 84.70 | 78.42 | 68.85 | 65.01 | 58.73 | Upgrade |
Updated Apr 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.