Ballston Spa Bancorp, Inc. (BSPA)
OTCMKTS · Delayed Price · Currency is USD
75.00
0.00 (0.00%)
Jun 2, 2026, 9:30 AM EST
Ballston Spa Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3.48 | 4.54 | 5.13 | 4.41 | 6.09 | 5.15 |
Depreciation & Amortization | 0.8 | 0.76 | 0.59 | 0.58 | 0.58 | 0.71 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -0.49 |
Gain (Loss) on Sale of Investments | -0.53 | -0.58 | -0.75 | 0.81 | 1.25 | 0.56 |
Provision for Credit Losses | 0.66 | 0.63 | 0.6 | 0.48 | 0.36 | 0.76 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.16 | - | - | - | - | 0.33 |
Accrued Interest Receivable | 0.21 | 0.03 | -0.4 | -0.4 | -0.65 | 0.1 |
Change in Other Net Operating Assets | -0.94 | -0.55 | 1.58 | 1.54 | -0 | 0.93 |
Other Operating Activities | -0.06 | -0.08 | -0.71 | -0.55 | -0.27 | -0.24 |
Operating Cash Flow | 3.62 | 4.75 | 6.04 | 6.88 | 7.36 | 7.48 |
Operating Cash Flow Growth | - | -21.38% | -12.23% | -6.43% | -1.60% | -16.80% |
Capital Expenditures | -3.02 | -2.7 | -0.67 | -0.43 | -1.63 | -0.11 |
Sale of Property, Plant and Equipment | - | - | - | - | - | 0.59 |
Investment in Securities | 11.07 | 12.57 | -12.55 | 19.41 | -16.97 | -4.25 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -29.48 | -39.66 | -55.24 | -81.29 | -94.72 | -22.82 |
Other Investing Activities | 1.89 | 1.6 | -2.71 | -1.32 | 0.06 | 0.31 |
Investing Cash Flow | -19.55 | -28.19 | -71.17 | -63.63 | -113.27 | -26.28 |
Short-Term Debt Issued | - | - | 61.45 | 3.05 | 12 | - |
Long-Term Debt Issued | - | - | - | 30 | - | - |
Total Debt Issued | 25.44 | - | 61.45 | 33.05 | 12 | - |
Short-Term Debt Repaid | - | -32.5 | - | - | - | - |
Long-Term Debt Repaid | - | -10 | - | -5.16 | - | -5.88 |
Total Debt Repaid | -54.8 | -42.5 | - | -5.16 | - | -5.88 |
Net Debt Issued (Repaid) | -29.36 | -42.5 | 61.45 | 27.9 | 12 | -5.88 |
Common Dividends Paid | -0.98 | -0.98 | -0.98 | -0.98 | -0.98 | -0.98 |
Net Increase (Decrease) in Deposit Accounts | 68.59 | 69.33 | 6.67 | 31.68 | -26.99 | 79.08 |
Financing Cash Flow | 38.25 | 25.85 | 67.14 | 58.6 | -15.97 | 72.22 |
Net Cash Flow | 22.32 | 2.4 | 2.01 | 1.85 | -121.88 | 53.42 |
Free Cash Flow | 0.6 | 2.05 | 5.37 | 6.46 | 5.72 | 7.37 |
Free Cash Flow Growth | - | -61.79% | -16.83% | 12.83% | -22.34% | -17.07% |
Free Cash Flow Margin | 1.99% | 6.91% | 19.79% | 26.02% | 22.70% | 29.83% |
Free Cash Flow Per Share | 0.81 | 2.76 | 7.23 | 8.69 | 7.71 | 9.92 |
Cash Interest Paid | 17.31 | 16.75 | 16.25 | - | - | - |
Cash Income Tax Paid | 2.28 | 1.95 | 0.66 | - | - | - |